San Diego County property record for 16280 Arena Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 1988 |
| Lot Size | 0.449 acres (19,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Apr 2019) |
| Tax Bill | $7,837 (2025) |
| Deeds & Mortgages | Feb 2025 Second Mortgage Jun 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-182-19-00 |
| Primary APN | 288-182-19-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,106 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 19,566 sqft (0.449 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2881801400 |
|---|---|
| Street Address | 16280 ARENA DR |
| City | RAMONA |
| State | CA |
| Zip | 92065-4178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 106 TR 007450 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007450 |
| Legal Block | 3 |
| Legal Lot Number | 106 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Jun 17, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 4, 2022 | Grant Deed, Transfer · Conventional Mortgage MCJAB INC |
| Oct 19, 2021 | Intrafamily Transfer, Transfer |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Apr 25, 2019 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Nov 8, 2007 · Amount on Record |
| Deed Document Number | 2019152948 |
| Last Transfer Date | Apr 27, 2022 |
| Transfer Doc | 0000193502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000043925 |
|---|---|
| Date | Feb 20, 2025 |
| Instrument | 2025-0043925 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000152306 |
|---|---|
| Date | Jun 17, 2024 |
| Instrument | 2024-0152306 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 4, 2022 |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000193502 |
| Map Reference | MAP 7450 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022-0193502 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000193503 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-0193503 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000724936 |
| Map Reference | MAP 7450 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 2021-0724936 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000457862 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-0457862 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 25, 2019 |
| Property Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000152948 |
| Map Reference | MAP 7450 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 2019-0152948 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16280 ARENA DR, RAMONA, CA 92065-4178 |
| Document Number | 0000152949 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019-0152949 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $665,317 (+2%) Land $409,583 Building $255,734 | |
| 2025 | $7,837.00 (+6.47%) Homeowner's exemption | $652,272 (+4.04%) Land $401,552 Building $250,720 |
| 2023 | $7,361.00 (+17.91%) Homeowner's exemption | $626,945 Land $385,960 Building $240,985 |
| 2022 | $6,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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