1628 Watson Way, Vista, CA 92083 Property Records

San Diego County property record for 1628 Watson Way, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,559 sqft · built 1984
Lot Size0.205 acres (8,914 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Mar 2019)
Tax Bill$7,085 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN183-141-15-00

Property Details

APN / Parcel Number

Primary APN183-141-15-00
Alternative APN
  • 1831406700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,559 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area8,914 sqft (0.205 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1831406700
Street Address1628 WATSON WAY
CityVISTA
StateCA
Zip92083-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 2 TR PM09097
Legal SubdivisionP9097
Legal Tract9097
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract19902

Owner

1628 Watson Way is owned and occupied by an individual who bought it in March 2019.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1628 WATSON WAY, VISTA, CA 92083-7606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE TURNKEY FOUNDATION INC
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 19, 2019Grant Deed, Transfer · Conventional with PMI
TURNKEY MTG MGMT ARBOR FIN'L G

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2019 · Amount on File
Deed SaleMar 19, 2019 · Amount on File
Prior SaleJul 19, 2013 · Amount on File
Deed Document Number201997743
Prior Transfer DateApr 8, 1994
Prior Transfer Doc0000294060
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1628 WATSON WAY, VISTA, CA 92083-7606
Transaction TypeMortgage
Record UpdatedJan 20, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 WATSON WAY, VISTA, CA 92083-7606

Mortgage

Document Number0000007241
DateJan 12, 2026
Instrument2026-0007241
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJan 31, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1628 WATSON WAY, VISTA, CA 92083-7606
Transaction TypeMortgage
Record UpdatedFeb 4, 2022
Title CompanyPRIORITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 WATSON WAY, VISTA, CA 92083-7606

Mortgage

Document Number0000041328
DateJan 27, 2022
Instrument2022-0041328
Lender
NameTHE TURNKEY FOUNDATION INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1628 WATSON WAY, VISTA, CA 92083-7606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000308584
DateJun 15, 2020
Instrument2020-0308584
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 19, 2019
Property Address1628 WATSON WAY, VISTA, CA 92083-7606
Document Number0000097743
Instrument DateFeb 6, 2019
Instrument97743
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 WATSON WAY VISTA CA 92083, VISTA, CA 92083

Mortgage

Document Number97744
DateMar 19, 2019
Instrument97744
Lender
NameTURNKEY MTG MGMT ARBOR FIN'L G
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1628 Watson Way was $7,085.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,286 (+2%) Land $313,669 Building $266,617
2025$7,085.00$568,909 Land $307,519 Building $261,390
2023$6,569.00 (+0.23%)$546,820 Land $295,579 Building $251,241
2022$6,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1628 Watson Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1995–2020)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1628 Watson Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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