1628 Spruce St, Boulder, CO 80302 Property Records

Boulder County property record for 1628 Spruce St, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1898
Lot Size	0.094 acres (4,087 sqft)
Owner	Individual Name on Record
Last Sale	$1,325,000 (May 2024)
Tax Bill	$6,869 (2025)
Deeds & Mortgages	Apr 2018 Sale & Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1463-30-3-95-001`

Property Details

APN / Parcel Number

Primary APN	`1463-30-3-95-001`
Alternative APNs	`R0004149` `0004149`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	980 sqft
1st Floor Area	840 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,087 sqft (0.094 acres)
Porch	Enclosed Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0004149
Street Address	1628 SPRUCE ST
City	BOULDER
State	CO
Zip	80302-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 VERAS HOLLOW
Legal Range	70
Legal Township	1N
Legal Section	30
Legal Subdivision	VERAS HOLLOW - BO
Legal Block	3
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3013
Census Tract	12204

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1628 SPRUCE ST, BOULDER, CO 80302-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Warranty Deed, Transfer · Line of Credit KIRKWOOD BK&TR
Sep 1, 2017	Warranty Deed, Transfer ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20244047271
Prior Transfer Date	Feb 2, 2011
Prior Transfer Doc	0003130987
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 27, 2018
Property Address	1628 SPRUCE ST, BOULDER, CO 80302-4218
Document Number	0003652686
Instrument Date	Apr 26, 2018
Instrument	3652686
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9922 ISLAND RD BISMARCK ND 585039226, BISMARCK, ND 58503-9226

Mortgage

Document Number	3652687
Date	Apr 27, 2018
Instrument	3652687

Lender

Name	KIRKWOOD BK&TR
Type	Bank
Address	2911 N 14TH ST # 101, BISMARCK, ND 58503-0659

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 26, 2023

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 1, 2017
Property Address	1628 SPRUCE ST, BOULDER, CO 80302-4218
Document Number	0003612854
Instrument Date	Aug 31, 2017
Instrument	3612854
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 SPRUCE ST BOULDER CO 803024218, BOULDER, CO 80302-4218

Mortgage

Document Number	3612855
Date	Sep 1, 2017
Instrument	3612855

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,624 (+2.19%) Land $46,397 Building $27,227	$1,152,700 (-) Land $752,300 Building $400,400
2025	$6,869.00 (-3.67%)	$72,044 (-16.49%) Land $47,019 Building $25,025	$1,152,700 (-10.48%) Land $752,300 Building $400,400
2023	$7,131.00 (-22.82%)	$86,269 (-13.31%) Land $54,002 Building $32,267	$1,287,600 (-10.07%) Land $806,000 Building $481,600
2022	$9,240.00	$99,510 Land $42,145 Building $57,365	$1,431,800 Land $606,400 Building $825,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 units insured incl. 9 condo units
Nearby Flood Claims	15 (1983–2013)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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