Whitley County property record for 1628 River Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.83 acres (297,558 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jun 2022) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-00-00-042.09 |
| Primary APN | 041-00-00-042.09 |
|---|---|
| Alternative APNs |
|
| Lot Area | 297,558 sqft (6.83 acres) |
|---|---|
| Terrain | Rolling |
| Street Address | 1628 RIVER RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | ---COMBINED BILL--- |
| Legal Subdivision | WHITE OAK FARMS |
| Legal Lot Number | 9 |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 920402 |
1628 River Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1628 RIVER RD, WILLIAMSBURG, KY 40769-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA |
| May 22, 2019 | Warranty Deed, Transfer DGS DEVELOPMENT LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Prior Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 2022280853 |
| Deed Book / Page | 568 / 935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Jun 10, 2022 |
| Property Address | 1628 RIVER RD, WILLIAMSBURG, KY 40769-8209 |
| Document Number | 00D568/935 |
| Book / Page | D568 / 935 |
| Map Reference | MB 3 PG 761 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 280853 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 JOE YOUNG RD, CORBIN, KY 40701-8843 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2135 BRIDLE PATH, MELBOURNE, FL 32935-2656 |
| Document Number | 0000280854 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 280854 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | May 22, 2019 |
| Property Address | 1628 RIVER RD, WILLIAMSBURG, KY 40769-8209 |
| Document Number | 00D550/681 |
| Book / Page | D550 / 681 |
| Map Reference | MB 3 PG 761 |
| Instrument Date | May 10, 2019 |
| Instrument | 236913 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2335 BUTTERMILK XING, CRESCENT SPRINGS, KY 41017-1622 |
| Name | Verified Name |
|---|---|
| Address | 2335 BUTTERMILK XING # 318, CRESCENT SPRINGS, KY 41017-1622 |
| Mail Care Of | DGS DEVELOPMENT LTD |
| Investor | Possibly a Property Investor |
| Document Number | 000M641727 |
|---|---|
| Date | May 22, 2019 |
| Instrument | M641/727 |
| Name | DGS DEVELOPMENT LTD |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 10, 2034 |
The 2025 property tax bill for 1628 River Rd was $1,881.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 | $240,000 | $240,000 |
| 2023 | $634.00 | $85,000 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1628 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1628 River Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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