1628 Mackenzie Ln, Monroe, NC 28110 Property Records

Union County property record for 1628 Mackenzie Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,066 sqft · built 1997
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Feb 2021)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-301-292`

Property Details

APN / Parcel Number

Primary APN	`09-301-292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1628 MACKENZIE LN
City	MONROE
State	NC
Zip	28110-9111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-MF MONRO
Legal Description	#2 HASTY WOODS PH2 OPCE476
Legal Subdivision	HASTY WOODS
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1628 MACKENZIE LN, MONROE, NC 28110-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 12, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	20215905
Deed Book / Page	7982 / 577
Prior Transfer Date	Feb 11, 2002
Prior Transfer Doc	1798633
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 8, 2021
Property Address	1628 MACKENZIE LN, MONROE, NC 28110-9111
Document Number	0007982577
Book / Page	7982 / 577
Map Reference	CAB E FILE 476
Instrument Date	Dec 23, 2020
Instrument	5905
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 MACKENZIE LN, MONROE, NC 28110-9111

Mortgage

Document Number	0000005906
Date	Feb 8, 2021
Instrument	5906

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	1628 MACKENZIE LN, MONROE, NC 28110-9111
Document Number	6991703
Book / Page	006991 / 000703
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	COMMITMENT FOR TITLE INSURANCE, COMMITMENT FOR TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1628 MACKENZIE LN MONROE NC 281109111, MONROE, NC 28110-9111

Mortgage

Document Number	6991703
Date	Aug 10, 2017
Book Page	006991/000703
Instrument	23136

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,400 (-) Land $58,900 Building $186,500	$245,400 (-) Land $58,900 Building $186,500
2025	$2,145.00 (+37.15%)	$245,400 (+71.01%) Land $58,900 Building $186,500	$245,400 (+71.01%) Land $58,900 Building $186,500
2023	$1,564.00	$143,500 Land $29,600 Building $113,900	$143,500 Land $29,600 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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