1628 Gray Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 1628 Gray Rd, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 2002
Lot Size	4.9 acres (213,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2023)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-29-07-676000-007703`

Property Details

APN / Parcel Number

Primary APN	`26-29-07-676000-007703`
Alternative APNs	`072926676000007703` `72926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,133 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	213,592 sqft
View / Lot	Commercial/Industrial
Porch	Screened/Unfinished Porch
Porch Area	99 sqft
Shed	1 Shed

Location & Zoning

Street Address	1628 GRAY RD
City	EAGLE LAKE
State	FL
Zip	33839-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAHNETA FARMS PB 1 PG 82A 82B LOT 77 E 160 FT OF W 360 FT AND E 160 FT OF W 360 FT OF 104
Legal Range	26E
Legal Township	29S
Legal Section	07
Legal Subdivision	WAHNETA FARMS
Legal Tract	676000
Legal Block	2
Legal Lot Number	77
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2072
Census Tract	14600

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Dec 15, 2021	Warranty Deed, Transfer TITLE TOWN LLC, TITLE NOW LLC
Nov 30, 2021	Warranty Deed, Transfer TITLE TOWN LLC, TITLE NOW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	2023114599
Deed Book / Page	12693 / 1500
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2023
Property Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041
Document Number	0000114599
Book / Page	12693 / 1500
Map Reference	MB 1 PG 82A&82B
Instrument Date	Apr 11, 2023
Instrument	2023114599
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2946 FLORIDA BAY DR, ORLANDO, FL 32824-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041

Mortgage

Document Number	0126931502
Date	May 17, 2023
Instrument	12693/1502

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2021
Property Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041
Document Number	0000325754
Book / Page	12027 / 970
Map Reference	MB 1 PG 82
Instrument Date	Nov 30, 2021
Instrument	20210325754
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	TITLE TOWN LLC, TITLE NOW LLC

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2310 RUSH BAY WAY, 2310, ORLANDO, FL 32824-4515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 30, 2021
Property Address	1628 GRAY RD, EAGLE LAKE, FL 33839-3041
Document Number	0000311173
Book / Page	12003 / 2122
Map Reference	MB 1 PG 82A&82B
Instrument Date	Nov 4, 2021
Instrument	2021311173
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TITLE TOWN LLC, TITLE NOW LLC

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 18TH WAHNETA ST W, 103, WINTER HAVEN, FL 33880-6116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 RUSH BAY WAY, ORLANDO, FL 32824-4515

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (-45.08%) Homeowner's exemption	$123,047 (+9.34%)	$181,005 (+60.84%) Land $24,500 Building $156,505
2023	$1,950.00 (+3.78%)	$112,536 (+4.17%) Land $23,520 Building $89,016	$112,536 (+4.17%) Land $23,520 Building $89,016
2022	$1,879.00	$108,032 Land $19,992 Building $88,040	$108,032 Land $19,992 Building $88,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	131.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

Nearby Properties on Gray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures