1628 E Rich Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1628 E Rich Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,096 sqft · built 1946
Lot Size	0.114 acres (4,973 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2022)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35042.1107`

Property Details

APN / Parcel Number

Primary APN	`35042.1107`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Shingle
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,973 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1628 E RICH AVE
City	SPOKANE
State	WA
Zip	99207-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LLOYD PARK L7 B1
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	LLOYD PARK
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	1500

Owner

Source: Spokane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1628 E RICH AVE, SPOKANE, WA 99207-4366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Aug 8, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 2, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	20227257711
Prior Transfer Date	Jun 3, 2004
Prior Transfer Doc	0005082654
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1628 E RICH AVE, SPOKANE, WA 99207-4366
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	LEWIS AND CLARK TITLE, LEWIS & CLARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007103066
Date	Jul 20, 2021
Instrument	7103066

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company
Address	HENDERSON, NV 89014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Aug 1, 2021

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 9, 2022
Property Address	1628 E RICH AVE, SPOKANE, WA 99207-4366
Document Number	0007257711
Map Reference	VOL O PG 27
Instrument Date	Dec 2, 2022
Instrument	7257711
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 E RICH AVE, SPOKANE, WA 99207-4366

Mortgage

Document Number	0007257712
Date	Dec 9, 2022
Instrument	7257712

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0007257713
Date	Dec 9, 2022
Instrument	7257713

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1628 E RICH AVE, SPOKANE, WA 99207-4366
Document Number	0006833883
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1628 E RICH AVE SPOKANE WA 992074366, SPOKANE, WA 99207-4366

Mortgage

Document Number	0006833883
Date	Aug 20, 2019
Instrument	6833883

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 2, 2018
Property Address	1628 E RICH AVE, SPOKANE, WA 99207-4366
Document Number	0006730744
Instrument Date	Jul 31, 2018
Instrument	6730744
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,942.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 E RICH AVE SPOKANE WA 992074366, SPOKANE, WA 99207-4366

Mortgage

Document Number	6730745
Date	Aug 2, 2018
Instrument	6730745

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (+2.22%)	$282,700 (+3.86%) Land $90,000 Building $192,700	$282,700 (+3.86%) Land $90,000 Building $192,700
2025	$2,833.00 (+6.3%)
2024		$272,200 (+26.08%) Land $65,000 Building $207,200	$272,200 (+26.08%) Land $65,000 Building $207,200
2023	$2,665.00 (+5.38%)	$215,900 (-) Land $42,000 Building $173,900	$215,900 (-) Land $42,000 Building $173,900
2022	$2,529.00	$215,900 Land $42,000 Building $173,900	$215,900 Land $42,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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