1628 E Crittenden Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1628 E Crittenden Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · built 2016
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$546,000 (Dec 2021)
Tax Bill$5,410 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN041-20-00-052.00

Property Details

APN / Parcel Number

Primary APN041-20-00-052.00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1628 E CRITTENDEN AVE
CityFT WRIGHT
StateKY
Zip41011-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 29
Legal SubdivisionSOUTH HILLS
Legal PhaseA
Legal Lot Number29
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed, Transfer · Conventional Mortgage
OPTION FINANCIAL LLC
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK NA
Dec 19, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK NA
Mar 17, 2017Warranty Deed, Transfer · Conventional Mortgage
VICTORY CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleMar 17, 2017 · Amount on Record
Deed Document Number20215900168
Deed Book / Page135 / 223
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 6, 2021
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Document Number0005900168
Book / Page135 / 223
Map ReferencePL 422
Instrument DateNov 19, 2021
Instrument21120605900168
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 ROSEWOOD DR, 905, VILLA HILLS, KY 41017-1329

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 EAST CITTEMNDEN AVENUE, FORT MITCHELL, KY 41011

Mortgage

Document Number0005900169
DateDec 6, 2021
Instrument21120605900169
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900072
DateNov 5, 2021
Book Page297/153
Instrument21110505900072
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueNov 1, 2022

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900104
DateMay 11, 2021
Book Page214/17
Instrument21051105900104
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Document Number0000000075
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1628 E CRITTENDEN AVE FORT WRIGHT KY 410113714, FORT WRIGHT, KY 41011-3714

Mortgage

Document Number0000000075
DateMar 17, 2020
Book Page000020/000483
Instrument75
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 16, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Document Number0000000211
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1628 E CRITTENDEN AVE FORT WRIGHT KY 410113714, FORT WRIGHT, KY 41011-3714

Mortgage

Document Number0000000211
DateJan 29, 2020
Book Page0000M7/000716
Instrument211
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 28, 2050
Interest
Rate TypeAdjustable Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 17, 2017
Property Address1628 E CRITTENDEN AVE, FT WRIGHT, KY 41011-3714
Document Number0000000064
Book / Page0C6117 / 000213
Instrument DateMar 15, 2017
Instrument64
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1628 ED CRITTENDEN AVE FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Mortgage

Document Number65
DateMar 17, 2017
Book Page0C6117/000216
Instrument65
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 16, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,000 (-) Land $45,000 Building $501,000$546,000 (-) Land $45,000 Building $501,000
2025$5,410.00 (-7.04%)$546,000 (-) Land $45,000 Building $501,000$546,000 (-) Land $45,000 Building $501,000
2023$5,820.00$546,000 Land $45,000 Building $501,000$546,000 Land $45,000 Building $501,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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