San Diego County property record for 1628 Clearwater Pl, #30, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,246 sqft · built 1985 |
| Lot Size | 0.141 acres (6,161 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jul 2001) |
| Tax Bill | $8,433 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-311-30-00 |
| Primary APN | 257-311-30-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,246 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 6,161 sqft (0.141 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 1628 CLEARWATER PL, 30 |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R11 |
| Legal Description | LOT 18 TR 009082 |
| Legal Subdivision | SEAGATE VILLAGE |
| Legal Tract | 009082 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 17108 |
1628 Clearwater Pl, #30 is owned and occupied by two individuals who bought it in July 2001.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1628 CLEARWATER PL, ENCINITAS, CA 92024-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2001 · Amount on File |
| Deed Sale | Jul 31, 2001 · Amount on File |
| Prior Sale | Aug 24, 1994 · Amount on File |
| Deed Document Number | 2001533068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1628 CLEARWATER PL # 30, 30, ENCINITAS, CA 92024-1964 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0000357109 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017-0357109 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 18% |
The 2025 property tax bill for 1628 Clearwater Pl, #30 was $8,433 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $738,688 (+2%) Land $385,191 Building $353,497 | |
| 2025 | $8,433.00 Homeowner's exemption | $724,205 Land $377,639 Building $346,566 |
| 2023 | $6,857.00 (+9.19%) Homeowner's exemption | $601,085 Land $362,976 Building $238,109 |
| 2022 | $6,280.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1628 Clearwater Pl, #30 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1628 Clearwater Pl, #30 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, GeoLinks, Ting, Verizon.
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