Beauregard Parish property record for 1628 Bower St, Deridder, LA 70634
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Sep 2022) |
| Tax Bill | $2,250 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0336294300A |
| Primary APN | 0336294300A |
|---|
| Lot Area | 14,418 sqft (0.33 acres) |
|---|
| Street Address | 1628 BOWER ST |
|---|---|
| City | DERIDDER |
| State | LA |
| Zip | 70634-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEGINNING AT A POINT 592.06 FT. NORTH AND 505.0 FT. WEST FROM THE SW CORNER OF BLOCK 9 OF LONG BELL LUMBER COMPANY |
| Legal Subdivision | LONG BELL LUMBER COR |
| Legal Tract | 2 |
| Legal Block | 9 |
| Jurisdiction | BEAUREGARD LA |
| Township / Civil Division | 3D |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960500 |
Source: Beauregard Parish records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1628 BOWER ST, DERIDDER, LA 70634-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · ARM FIRST FEDERAL BANK OF LOUISIANA |
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Sep 26, 2022 | Cash Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Aug 13, 2015 · Amount on Record |
| Deed Document Number | 579449 |
| Deed Book / Page | 1074 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 1628 BOWER ST, DERIDDER, LA 70634-2446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000805/095 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 805/095 |
| Instrument | 540674 |
| Name | FIRST FEDERAL BANK OF LOUISIANA |
|---|---|
| Type | Bank |
| Address | LAKE CHARLES, LA 70602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 1% |
| Max Rate At Change | 2% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Property Address | 1628 BOWER ST, DERIDDER, LA 70634-2446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000978/560 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 978/560 |
| Instrument | 579450 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | BEAUREGARD LA |
| Recording Date | Sep 26, 2022 |
| Property Address | 1628 BOWER ST, DERIDDER, LA 70634-2446 |
| Document Number | 001074/226 |
| Book / Page | 1074 / 226 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 579449 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 WALNUT ST, IOWA, LA 70647-4085 |
| Name | Verified Name |
|---|---|
| Address | 1628 BOWER ST, DERIDDER, LA 70634-2446 |
Source: Beauregard Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Beauregard Parish |
| Municipality | DeRidder City |
| Unified School District | Beauregard Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,250.00 (-1.62%) Homeowner's exemption | $21,780 (-) Land $750 Building $21,030 | $217,800 (-) Land $7,500 Building $210,300 |
| 2023 | $2,287.00 | $21,780 Land $1,000 Building $20,780 | $217,800 Land $10,000 Building $207,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1998–2020) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DERIDDER WATER SYSTEM serves 14,400 people · EPA ID LA1011001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Fastwyre Broadband Fiber · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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