Winnebago County property record for 16278 7th St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1992 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,699 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 489C092 |
| Primary APN | 489C092 |
|---|---|
| Alternative APN |
|
| Building Area | 1,008 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 221 sqft |
| Account Number | 489C092 |
|---|---|
| Street Address | 16278 7TH ST |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PHEASANT RUN SUB PT SW1/4 SEC 21-26-10LOT 012 |
| Legal Range | 10 |
| Legal Township | 26 |
| Legal Section | 21 |
| Legal Subdivision | PHEASANT RUN SUB |
| Legal Lot Number | 12 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 4300 |
16278 7th St is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16278 7TH ST, PECATONICA, IL 61063-9431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 16278 7th St was $1,699 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Seward Township |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,699.00 | $50,874 Land $8,718 Building $42,156 | $152,622 Land $26,154 Building $126,468 |
| 2022 | Homeowner's exemption | $40,156 Land $6,882 Building $33,274 | $120,468 Land $20,646 Building $99,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16278 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2009–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16278 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AaroBand Fixed Wireless | 200 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Frontier DSL | 90 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: JCWIFI.com.
4G LTE (outdoors only), no 5G reported
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