16276 Kipker Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 16276 Kipker Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1964
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (May 2020)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-210-013-00`

Property Details

APN / Parcel Number

Primary APN	`013-210-013-00`

Interior

Full Baths	2 Baths
Building Area	1,416 sqft Building Perimeter
1st Floor Area	1,416 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Area	728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16276 KIPKER RD
City	THREE RIVERS
State	MI
Zip	49093-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 RIVER FOREST SUB. NO. 2 SEC 31 T5S R11W.
Legal Range	11W
Legal Township	05S
Legal Section	31
Legal Subdivision	RIVER FOREST SUB. NO. 2
Legal Lot Number	13
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	2
Census Block	2043
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2020	Intrafamily Transfer, Transfer
Oct 2, 2017	Land Contract, Transfer ATTORNEY ONLY, ATTORNEY
Jun 23, 2017	Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	01887/0695
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF O

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108

Mortgage

Document Number	2021009841
Date	Sep 29, 2021
Instrument	2021009841

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 26, 2020
Property Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Document Number	2020001908
Map Reference	LB 4 PG 104
Instrument Date	May 15, 2020
Instrument	2020001908
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 ROLLING HILL AVE, PORTAGE, MI 49024-6653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108

Mortgage

Document Number	2020001909
Date	May 26, 2020
Instrument	2020001909

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 26, 2020
Property Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Document Number	2020001907
Map Reference	LB 4 PG 104
Instrument Date	May 15, 2020
Instrument	2020001907
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 ROLLING HILL AVE, PORTAGE, MI 49024-6653
Investor	Possibly a Property Investor

October 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 2, 2017
Property Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Document Number	01887/0695
Book / Page	1887 / 0695
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 ROLLING HILL AVE, PORTAGE, MI 49024-6653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 23, 2017
Property Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Document Number	01874/0754
Book / Page	1874 / 0754
Map Reference	LB4 PG104
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$1,238.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57091 TIM AVE, THREE RIVERS, MI 49093-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16276 KIPKER RD, THREE RIVERS, MI 49093-8108
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$121,100 (+12.55%)	$242,200 (+12.55%)
2025	$107,600 (+7.82%) Land $6,000 Building $101,600	$215,200 (+7.82%) Land $12,000 Building $203,200
2023	$99,800 Land $5,700 Building $94,100	$199,600 Land $11,400 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

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