16274 S Ave, Sumner, IA 50674 Property Records

Fayette County property record for 16274 S Ave, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1930
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,302 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1018300005`

Property Details

APN / Parcel Number

Primary APN	`1018300005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Patio Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16274 S AVE
City	SUMNER
State	IA
Zip	50674-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 307' W 330' FRL NW SW
Jurisdiction	FAYETTE IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3064
Census Tract	80700

Owner

16274 S Ave is owned and occupied by two individuals.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16274 S AVE, SUMNER, IA 50674-7542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Jan 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	16274 S AVE, SUMNER, IA 50674-7542
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16274 S AVE, SUMNER, IA 50674-7542

Mortgage

Document Number	0002024/66
Date	Jan 8, 2024
Book Page	2024/66
Instrument	2024 66

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	16274 S AVE, SUMNER, IA 50674-7542
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/159
Date	Jan 14, 2021
Book Page	2021/159
Instrument	2021-159

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	16274 S AVE, SUMNER, IA 50674-7542
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001881
Date	Jul 5, 2018
Book Page	0000002018/0000001881
Instrument	000000001881

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	294 Months
Due	Jan 1, 2043

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	16274 S AVE, SUMNER, IA 50674-7542
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1312
Date	May 15, 2019
Book Page	2019/1312
Instrument	1312

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	16274 S AVE, SUMNER, IA 50674-7542
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/63
Date	Jan 7, 2019
Book Page	2019/63
Instrument	63

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16274 S Ave was $2,302 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	West Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,302.00	$213,580 (-) Land $35,450 Building $178,130	$213,580 (-) Land $35,450 Building $178,130
2025	$2,302.00 (+7.87%) Homeowner's exemption	$213,580 Land $35,450 Building $178,130	$213,580 Land $35,450 Building $178,130
2024	$2,134.00
2023		$186,450 (+24.57%) Land $35,450 Building $151,000	$186,450 Land $35,450 Building $151,000
2022	$1,950.00 Homeowner's exemption	$149,670 Land $29,090 Building $120,580
2021			$149,670 Land $29,090 Building $120,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16274 S Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16274 S Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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