Kenton County property record for 1627 E Henry Clay Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,569 sqft · built 1937 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Jul 2026) |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-00-061.00 |
| Primary APN | 041-40-00-061.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,569 sqft Finished Area |
| Gross Area | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1627 E HENRY CLAY AVE |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOT 5 & REAR 20' 1-2-3-4 LESS 274 SQ FT R,W PARCEL |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 5,1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 65200 |
Source: Kenton County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 202616132 |
| Deed Book / Page | 466 / 253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Document Number | 0000016132 |
| Book / Page | 466 / 253 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202616132 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Document Number | 0000016133, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026072716133 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900165 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 318/752 |
| Instrument | 21122805900165 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Document Number | 0000000210 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Address | 1627 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727 |
| Document Number | 0000000210 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000584 |
| Instrument | 210 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2020 |
| Property Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Document Number | 0000000210 |
| Book / Page | 000032 / 000761 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1627 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727 |
| Document Number | 0000000210 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 000M71/000584 |
| Instrument | 210 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1627 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727 |
| Document Number | 0000000290 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1627 E HENRY CLAY AVE FORT WRIGHT KY 410113727, FORT WRIGHT, KY 41011-3727 |
| Document Number | 0000000290 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 0C6491/000123 |
| Instrument | 290 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,171.00 (-7.04%) | $320,000 (-) Land $45,000 Building $275,000 | $320,000 (-) Land $45,000 Building $275,000 |
| 2023 | $3,411.00 | $320,000 Land $45,000 Building $275,000 | $320,000 Land $45,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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