Merced County property record for 1627 Alberta St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,534 sqft · built 1997 |
| Lot Size | 0.179 acres (7,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2008) |
| Tax Bill | $2,918 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-113-018-000 |
| Primary APN | 431-113-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| Gross Area | 1,997 sqft |
| 1st Floor Area | 1,534 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,778 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 491 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-113-018 |
|---|---|
| Street Address | 1627 ALBERTA ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOS BANOS GDN #2 - 2 LOT 67 |
| Legal Subdivision | LOS BANOS GARDEN 02 02 |
| Legal Lot Number | 67 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 2301 |
1627 Alberta St is owned and occupied by two individuals who bought it in April 2008.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1627 ALBERTA ST, LOS BANOS, CA 93635-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2008 · Amount on File |
| Deed Sale | Apr 22, 2008 · Amount on File |
| Prior Sale | Jan 15, 2008 · Amount on File |
| Deed Document Number | 200821118 |
| Prior Transfer Date | Nov 20, 2003 |
| Prior Transfer Doc | 0000000506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1627 ALBERTA ST, LOS BANOS, CA 93635-4544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031451 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019031451 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1627 ALBERTA ST, LOS BANOS, CA 93635-4544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1627 ALBERTA ST, LOS BANOS, CA 93635-4544 |
| Document Number | 0000040539 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021040539 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 1627 Alberta St was $2,918 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $247,847 (+2%) Land $107,174 Building $140,673 | |
| 2025 | $2,918.00 Homeowner's exemption | $242,988 Land $105,073 Building $137,915 |
| 2023 | $2,744.00 (+2.35%) Homeowner's exemption | $233,554 Land $100,994 Building $132,560 |
| 2022 | $2,681.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1627 Alberta St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1627 Alberta St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures