16262 Norman Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 16262 Norman Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1989
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2011)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-A-1-4`

Property Details

APN / Parcel Number

Primary APN	`38-A-1-4`
Alternative APN	`3479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Garage Area	1,012 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3479
Street Address	16262 NORMAN RD
City	CULPEPER
State	VA
Zip	22701-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLEASANT WOODS ESTATES HUDSONS MILL LOT4
Legal Subdivision	PLEASANT WOODS ESTATEATE
Legal Lot Number	4
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2012
Census Tract	930202

Owner

Source: Culpeper County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jun 28, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2011 · Amount on Record
Deed Sale	Sep 29, 2011 · Amount on Record
Deed Book / Page	1100 / 4840
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Recording Date	Jun 10, 2026
Property Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Document Number	0000003077
Instrument Date	Jun 5, 2026
Instrument	20263077
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN II SETTLEMENTS, AMERICAN SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16262 NORMAN RD, CULPEPER, VA 22701-7255

Mortgage

Document Number	0000003077,
Date	Jun 10, 2026
Instrument	20263077

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001134
Date	Mar 22, 2024
Instrument	240001134

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002622
Date	Jun 28, 2023
Instrument	230002622

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002771
Date	May 11, 2020
Instrument	200002771

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16262 NORMAN RD, CULPEPER, VA 22701-7255
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005303
Date	Sep 27, 2017
Instrument	170005303

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00	$389,800 (+14.14%) Land $124,900 Building $264,900	$389,800 (+14.14%) Land $124,900 Building $264,900
2024	$1,676.00 (+6.75%)
2023	$1,570.00	$341,500 Land $89,900 Building $251,600	$341,500 Land $89,900 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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