16260 4th Ln, Union Pier, MI 49129 Property Records

Berrien County property record for 16260 4th Ln, Union Pier, MI 49129

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$6,862 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2850-0006-04-2`

Property Details

APN / Parcel Number

Primary APN	`13-2850-0006-04-2`
Alternative APN	`11-13-2850-0006-04-2`

Exterior

Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	93 ft deep x 153 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16260 4TH LN
City	UNION PIER
State	MI
Zip	49129-9360
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SELECTZONI
Legal Description	THE SWLY 155' OF THE NELY 190' OF LOT 7 GOWDY SHORES
Legal Subdivision	GOWDY SHORES
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2017
Census Tract	11301

Owner

16260 4th Ln, residential vacant land, is owned by an individual who acquired it in October 2008.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1600 S PRAIRIE AVE, 1302, CHICAGO, IL 60616-4730
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2008
Deed Sale	Oct 10, 2008
Deed Book / Page	2861 / 694
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 4, 2020
Property Address	16260 4TH LN, UNION PIER, MI 49129-9360
Document Number	003285/574
Book / Page	3285 / 574
Map Reference	LB 9 PG 32
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 DALEWOOD LN, HINSDALE, IL 60521-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 SOUTH CLIFON AVENUE, PARK RIDGE, IL 60068-4673

Mortgage

Document Number	0003285577
Date	Aug 4, 2020
Instrument	3285/577

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 16260 4th Ln was $6,862.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,100	$592,200
2025	$6,862.00
2023		$228,000	$456,000
2022	$6,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16260 4th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16260 4th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ln

Nearby Streets

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