1626 Umbrella Tree Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1626 Umbrella Tree Dr, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Jul 1987)
Tax Bill	$627 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-04-1440`

Property Details

APN / Parcel Number

Primary APN	`8402-01-04-1440`
Alternative APNs	`34180201041440` `02183401041440` `3920791.0` `3920791`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3920791
Street Address	1626 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32132-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 4144 & 4145 BLK 134 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 3009 PG 1911 PER OR 6271 PG 2281 PER OR 6386 PG 3245 PER UNREC D/C PER OR 7749 PGS 1522-1523
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	134
Legal Lot Number	4144
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1051
Census Tract	83009

Owner

1626 Umbrella Tree Dr is owner-occupied and held in a trust since September 2019.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1626 UMBRELLA TREE DR, EDGEWATER, FL 32132-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1987 · Amount on File
Deed Sale	Jul 15, 1987 · Amount on File
Prior Sale	Dec 15, 1978 · Amount on File
Deed Book / Page	3009 / 1911
Last Transfer Date	Sep 20, 2019
Transfer Doc	0077491523
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1626 UMBRELLA TREE DR, EDGEWATER, FL 32132-3109
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084362208
Date	Jul 21, 2023
Book Page	8436/2208
Instrument	2023149629

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1626 Umbrella Tree Dr was $627 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,858 (+2.7%)	$184,663 (-0.03%) Land $54,000 Building $130,663
2025	$627.00 Homeowner's exemption	$73,864	$184,723 Land $54,000 Building $130,723
2023	$627.00 (+0.48%) Homeowner's exemption	$69,693 (+3%)	$177,926 (+15.58%) Land $34,000 Building $143,926
2022	$624.00 Homeowner's exemption	$67,663	$153,939 Land $30,800 Building $123,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1626 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1626 Umbrella Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20