1626 Rs County Road 3345, Emory, TX 75440 Property Records

Rains County property record for 1626 Rs County Road 3345, Emory, TX 75440

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	3 bd · 3 ba · 4,195 sqft · built 2020
Lot Size	10.2 acres (447,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Apr 2020)
Tax Bill	$7,170 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5000-0000-0320-43`

Property Details

APN / Parcel Number

Primary APN	`5000-0000-0320-43`
Alternative APNs	`R4703` `4703`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,195 sqft Gross Area
1st Floor Area	2,498 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	447,797 sqft
Garage Type	Attached
Garage Area	1,697 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	50000000032043
Street Address	1626 RS COUNTY ROAD 3345
City	EMORY
State	TX
Zip	75440-7905
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	A0214 SCRUGGS E H SURVEY BENT FORK ACRES TRACT 32, 10.280 ACRES
Legal Subdivision	BENT FORK ACRES
Legal Tract	32,10
Legal Block	3
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	3
Census Block	3034
Census Tract	950101

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1626 RS COUNTY ROAD 3345, EMORY, TX 75440-7905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Construction Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF SULPHUR SPRINGS
Apr 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Book / Page	2020 / 775
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	002020/775
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	1626 RS COUNTY ROAD 3345, EMORY, TX 75440-7905
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1301, MINEOLA, TX 75773-7301

Mortgage

Document Number	02020/2212
Date	Sep 10, 2020
Book Page	2020/2212

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	1626 RS COUNTY ROAD 3345, EMORY, TX 75440-7905
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1505
Date	May 28, 2021
Book Page	2021/1505

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Apr 16, 2020
Property Address	1626 RS COUNTY ROAD 3345, EMORY, TX 75440-7905
Document Number	002020/775
Book / Page	2020 / 775
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 LAKEWAY TRL, MCKINNEY, TX 75069-0985

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10439 FM 1861, EUSTACE, TX 75124-3741

Mortgage

Document Number	0002020776
Date	Apr 16, 2020
Instrument	2020/776

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,368 (+25.45%) Land $191,874 Building $533,494	$725,368 (+25.45%) Land $191,874 Building $533,494
2025	$7,170.00 (-17.36%) Homeowner's exemption	$578,224 (+0.78%) Land $78,802 Building $499,422	$578,224 (+0.78%) Land $78,802 Building $499,422
2023		$573,737 Land $91,144 Building $482,593	$573,737 Land $91,144 Building $482,593
2022	$8,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHT STAR-SALEM SUD serves 7,308 people · EPA ID TX2500015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	40 / 40

May also be available: Frontier, Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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