1626 FM 71, Commerce, TX 75428 Property Records

Delta County property record for 1626 FM 71, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1.5 ba · 5,130 sqft · built 1900
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$442,225 (Jul 2025)
Tax Bill	$996 (2025)
Deeds & Mortgages	Jul 2025 Mortgage
APN	`0075-0010-0000-03`

Property Details

APN / Parcel Number

Primary APN	`0075-0010-0000-03`
Alternative APN	`2100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,130 sqft Living Area
1st Floor Area	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	600 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	216 sqft

Location & Zoning

Account Number	0075-0010-0000-03
Street Address	1626 FM 71
City	COMMERCE
State	TX
Zip	75428-8018
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0075 H B CANNON TRACT 10 ACRES 10.0
Legal Tract	10
Jurisdiction	DELTA TX
Township / Civil Division	PECAN GAP
Census Block Group	2
Census Block	2128
Census Tract	950100

Owner

Source: Delta County records · APN 0075-0010-0000-03

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 595, COMMERCE, TX 75429-0595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Deed Document Number	2025723
Deed Book / Page	416 / 108
Prior Transfer Date	Jan 08, 1996
Prior Transfer Doc	0000000606
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA TX
Property Address	1626 FM 71, COMMERCE, TX 75428-8018
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 FM 71, COMMERCE, TX 75428-8034

Mortgage

Document Number	000416/113
Date	Jul 30, 2025
Book Page	416/113
Instrument	25-0724

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (-43.22%) Homeowner's exemption Additional exemption filed	$182,999 (+18.94%)	$326,710 (+0.95%) Land $146,520 Building $180,190
2023		$153,853	$323,650 Land $132,000 Building $191,650
2021	$1,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
Brightspeed DSL	100 / 10
JAB Wireless Fixed Wireless	25 / 5

May also be available: AMG Technology Investment Group.

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH HUNT SUD serves 4,836 people
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.