Ravalli County property record for 1626 Cove Dr, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1933 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,950 (Jul 2023) |
| Tax Bill | $960 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R841431 |
| Primary APN | R841431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 910 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Lean-To | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001231310 |
|---|---|
| Street Address | 1626 COVE DR |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARD COVE, S35, T05 N, R21 W, ACRES 1, PT LOT 5 BLK 3 CS#721916-CT TRACT A |
| Legal Range | 21W |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Subdivision | WARD COVE |
| Legal Tract | A |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 501 |
1626 Cove Dr is owned and occupied by an individual who bought it in July 2023.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1626 COVE DR, HAMILTON, MT 59840-9057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit RAVALLI COUNTY FEDERAL CREDIT UNION |
| Jul 10, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Deed Document Number | 2023788308 |
| Prior Transfer Date | Jun 30, 2023 |
| Prior Transfer Doc | 0000788308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 1626 COVE DR, HAMILTON, MT 59840-9057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6126 WARDS COVE DRIVE, HAMILTON, MT 59840 |
| Document Number | 0000789081 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 789081 |
| Name | RAVALLI COUNTY FEDERAL CREDIT UNION |
|---|---|
| Type | Government Agency |
| Address | HAMILTON, MT 59840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jul 28, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Jul 10, 2023 |
| Property Address | 1626 COVE DR, HAMILTON, MT 59840-9057 |
| Document Number | 0000788308 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 788308 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1626 COVE DR, HAMILTON, MT 59840-9057 |
| Document Number | 0000788309 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 788309 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 1626 Cove Dr was $960.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960.00 | $329,400 | |
| 2025 | $329,400 Land $104,700 Building $224,700 | ||
| 2023 | $1,201.00 | $223,400 | $223,400 Land $92,700 Building $130,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1626 Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1626 Cove Dr is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
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