1626 Cod St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1626 Cod St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	630 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2020)
Tax Bill	$2,630.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95522`
Alternative APN	`022631475000014340`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	630 sqft Heated Area
Gross Area	840 sqft Gross Area
1st Floor	630 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	80 ft x 80 ft Depth x Width
Porch	Finished/Screened Porch
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Space Heating

Location & Zoning

Account Number	95522
Street Address	1626 COD ST
City	SAINT CLOUD
State	FL
Zip	34771-9767
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE GROVE PARK RE NO 3 PB 1 PG 328 LOT 433, 434 & E 12 FT OF N 4 FT OF LOT 435 2-26-31
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK REPL 3
Legal Tract	4750
Legal Block	1
Legal Lot Number	435 434
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1021
Census Tract	43801

Owner

Source: Osceola County records · APN 95522

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1626 COD ST, SAINT CLOUD, FL 34771-9767
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2020 · Amount on Record
Deed Sale	Nov 03, 2020 · Amount on Record
Prior Sale	Feb 07, 2014
Deed Doc Number	2020149290
Deed Book / Page	5825 / 1115
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 03, 2020
Property Address	1626 COD ST, SAINT CLOUD, FL 34771-9767
Document Number	0058251115
Book / Page	5825 / 1115
Map Reference	MB 1 PG 328
Instrument Date	Nov 02, 2020
Instrument	2020149290
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4417 13TH ST, 4417, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 COD ST, SAINT CLOUD, FL 34771-9767

Mortgage

Document Number	0058251116
Date	Nov 03, 2020
Instrument	5825/1116

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (-2.41%) Homeowner's exemption	$176,400 (-1.67%) Land $40,000 Building $136,400	$176,400 (-1.67%) Land $40,000 Building $136,400
2023	$2,695.00 (+21.34%)	$179,400 (+49%) Land $40,000 Building $139,400	$179,400 (+49%) Land $40,000 Building $139,400
2022	$2,221.00	$120,400 Land $19,300 Building $101,100	$120,400 Land $19,300 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 368 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.