Tate County property record for 1626 Bluff Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,556 sqft · built 1977 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 113 06 0000800 |
| Primary APN | 113 06 0000800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,556 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Deck Area | 312 sqft |
| Street Address | 1626 BLUFF RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 W1/2 E OF RD |
| Legal Range | 09 |
| Legal Township | 05 |
| Legal Section | 06 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950301 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1404 BLUFF RD, COLDWATER, MS 38618-6707 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Aug 3, 2026 |
| Property Address | 1626 BLUFF RD, COLDWATER, MS 38618-6705 |
| Document Number | 2026011472 |
| Book / Page | 2026 / 11472 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1404 BLUFF RD, COLDWATER, MS 38618-6707 |
| Document Number | 2026011472, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2026/11472 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 30, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1626 BLUFF RD, COLDWATER, MS 38618-6705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/8007 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 2019/8007 |
| Name | SYCAMORE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2024 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (+17.03%) | $12,633 (+26.76%) Land $2,820 Building $9,813 | $84,218 (+26.76%) Land $18,800 Building $65,418 |
| 2023 | $1,321.00 | $9,966 Land $2,820 Building $7,146 | $66,439 Land $18,800 Building $47,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONVILLE-SAVAGE W/A INC. public/private · serves 498 people · EPA ID MS0690003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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