1626 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1626 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,062 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$2,732 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.57`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.57`
Alternative APN	`1810120 00501357`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft
2nd Floor Area	1,062 sqft
Basement Area	531 sqft
Finished Basement	531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1810120 00501357
Street Address	1626 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 57
Legal Range	05
Legal Township	40
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Lot Number	57
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1626 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 14, 2020	Deed of Trust, Mortgage GUILD MTG
May 11, 2020	Deed of Trust, Mortgage GUILD MTG
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025
Deed Sale	Apr 22, 2025
Prior Sale	Jul 17, 2014
Deed Document Number	2025R-009518
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1626 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000024361
Date	Jul 25, 2022
Instrument	2022R-024361

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1626 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000048718
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000048718
Date	Dec 16, 2020
Instrument	48718

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1626 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000016712
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE PARTNERS AGENCY, TITLE PTRS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000016712
Date	May 18, 2020
Instrument	16712

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1626 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000021313
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	0000021313
Date	Jul 12, 2017
Instrument	21313

Lender

Name	PNC BK
Type	Bank
Address	DESOTO, MO 63020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 11, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,900 (+13.2%) Land $8,800 Building $46,100
2024			$288,600 (+13.09%) Land $46,200 Building $242,400
2023	$2,732.00	$48,500 Land $8,800 Building $39,700	$255,200 Land $46,200 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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