16253 N 164th Ln, Surprise, AZ 85388 Property Records

Maricopa County property record for 16253 N 164th Ln, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,843 sqft · built 2003
Lot Size	0.162 acres (7,037 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Apr 2026)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-04-577`

Property Details

APN / Parcel Number

Primary APN	`509-04-577`
Alternative APN	`509045771`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,843 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,037 sqft (0.162 acres)
Parking Spaces	2 Parking Spaces
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16253 N 164TH LN
City	SURPRISE
State	AZ
Zip	85388-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH PHASE 1 MCR 552-01
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH PHASE 1
Legal Phase	1
Legal Lot Number	303
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1022
Census Tract	61026

Owner

16253 N 164th Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Maricopa County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Sep 17, 2025 · Amount on File
Deed Document Number	2026256410
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0001335324
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126

Mortgage

Document Number	0000706548
Date	Sep 13, 2022
Instrument	20220706548

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2026
Property Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126
Document Number	0000256410
Instrument Date	Apr 28, 2026
Instrument	2026.256410
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126

Mortgage

Document Number	0000256411,
Date	Apr 29, 2026
Instrument	2026..256411

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2025
Property Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126
Document Number	0000535862
Map Reference	MB 552 PG 1
Instrument Date	Sep 12, 2025
Instrument	20250535862
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15350 W EUGENE TER, SURPRISE, AZ 85379-8135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126

Mortgage

Document Number	0000535863
Date	Sep 17, 2025
Instrument	20250535863

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 17, 2021
Property Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126
Document Number	0001335324
Map Reference	MB 552 PG 1
Instrument Date	Dec 8, 2021
Instrument	20211335324
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16253 N 164TH LN, SURPRISE, AZ 85388-1126

Tax Assessment & Valuation

The 2025 property tax bill for 16253 N 164th Ln was $1,442, up 11.9% from the year before.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,530 (+108.33%)	$345,300 (-0.52%) Land $69,000 Building $276,300
2025	$1,442.00 (+11.87%)	$16,575 (-56.34%)	$347,100 (-8.56%) Land $69,400 Building $277,700
2024	$1,289.00 (-5.36%)	$37,960	$379,600 Land $75,900 Building $303,700
2023	$1,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16253 N 164th Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16253 N 164th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on N 164th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures