16251 SW 42nd Ter, Miami, FL 33185 Property Records

Miami-Dade County property record for 16251 SW 42nd Ter, Miami, FL 33185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,922 sqft · built 2004
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2020)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-4920-030-0310`

Property Details

APN / Parcel Number

Primary APN	`30-4920-030-0310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,922 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
View / Lot	Canal Front
Garage Area	253 sqft
Porch	Porch
Porch Area	21 sqft
Patio Area	455 sqft

Location & Zoning

Street Address	16251 SW 42ND TER
City	MIAMI
State	FL
Zip	33185-3868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	EDEN LAKE ESTATES PB 160-26T-20564 LOT 6BLK 3 LOT SIZE8625 SQ FT M/L FAU 30-4920-001-0050 0051 & 0060 OR 19694-0317 05/2001 2 (49) COC 22886-2542 07 2004 5
Legal Range	39E
Legal Township	54S
Legal Section	20
Legal Subdivision	EDEN LAKE ESTATES
Legal Block	3
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2000
Census Tract	16401

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16251 SW 42ND TER, MIAMI, FL 33185-3868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 31, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FINANCING CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	2020199634
Deed Book / Page	31876 / 3976
Prior Transfer Date	Nov 4, 2009
Prior Transfer Doc	0000323503
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16251 SW 42ND TER, MIAMI, FL 33185-3868
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16251 SW 42ND TER, MIAMI, FL 33185-3868

Mortgage

Document Number	0000558101
Date	Jul 13, 2022
Book Page	33286/912
Instrument	2022R0558101

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 31, 2020
Property Address	16251 SW 42ND TER, MIAMI, FL 33185-3868
Document Number	0000199634
Book / Page	031876 / 003976
Instrument Date	Mar 20, 2020
Instrument	199634
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	SOUTH COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16251 SW 42ND TER MIAMI FL 331853868, MIAMI, FL 33185-3868

Mortgage

Document Number	199635
Date	Mar 31, 2020
Book Page	031876/003977
Instrument	199635

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16251 SW 42ND TER, MIAMI, FL 33185-3868
Document Number	0000161266
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16251 SW 42ND TER MIAMI FL 331853868, MIAMI, FL 33185-3868

Mortgage

Document Number	0000161266
Date	Mar 13, 2019
Book Page	031363/001344
Instrument	161266

Lender

Name	HOME FINANCING CTR
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,917.00 (+7.27%) Homeowner's exemption	$376,840 (+5.99%)	$667,131 (+16.64%) Land $372,812 Building $294,319
2023	$6,448.00 (+3.55%) Homeowner's exemption	$355,554 (+3%)	$571,964 (+9.93%) Land $241,812 Building $330,152
2022	$6,227.00 Homeowner's exemption	$345,199	$520,310 Land $186,406 Building $333,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 414 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	414 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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