1625 Union Rd, Xenia, OH 45385 Property Records

Greene County property record for 1625 Union Rd, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,394 sqft · built 1977
Lot Size4.65 acres (202,598 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Jun 2002)
Tax Bill$5,402 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM36233D014

Property Details

APN / Parcel Number

Primary APNM36233D014
Alternative APN
  • M36-0002-0033.4-0014.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,394 sqft Living Area
1st Floor Area1,288 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area202,598 sqft (4.65 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1625 UNION RD
CityXENIA
StateOH
Zip45385-7645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2240 4.651 1625 UNION RD
Legal SubdivisionM S 2240
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group4
Census Block4032
Census Tract240302

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1625 UNION RD, XENIA, OH 45385-7645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Oct 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Feb 20, 2019Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2002 · Amount on Record
Deed SaleJun 25, 2002 · Amount on Record
Deed Document Number2002661
Deed Book / Page1752 / 277
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Recording DateJul 15, 2026
Property Address1625 UNION RD, XENIA, OH 45385-7645
Document Number0000011482
Instrument DateJun 29, 2026
Instrument202611482
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1625 UNION RD, XENIA, OH 45385-7645

Mortgage

Document Number0000011482,
DateJul 15, 2026
Instrument202611482
Lender
NameUNION SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 29, 2036
Interest
Rate6.53%
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address1625 UNION RD, XENIA, OH 45385-7645
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019097
DateOct 11, 2022
Instrument2022019097
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address1625 UNION RD, XENIA, OH 45385-7645
Document Number0000004021
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyLANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1625 UNION RD XENIA OH 453857645, XENIA, OH 45385-7645

Mortgage

Document Number0000004021
DateMar 26, 2019
Instrument4021
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMar 25, 2034

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionXenia Township
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,402.00 (-4.69%)$116,620 (-) Land $27,640 Building $88,980
2024$5,668.00 (-0.54%)$116,620 (-) Land $27,640 Building $88,980
2023$5,699.00 (+12.52%)$116,620 (+25.02%) Land $27,640 Building $88,980$333,180 (+25.01%) Land $78,960 Building $254,220
2022$5,065.00$93,280 Land $24,030 Building $69,250
2020$266,530 Land $68,660 Building $197,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Most Recent ClaimAug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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