1625 Terrace Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1625 Terrace Dr, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,000 sqft · built 1976
Lot Size0.562 acres (24,480 sqft)
OwnerIndividual Name on File
Last Sale$68,500 (Jan 1983)
Tax Bill$3,148 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-014101

Property Details

APN / Parcel Number

Primary APN09-014101
Alternative APNs
  • 9014101
  • 014101

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,000 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,480 sqft (0.562 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number014101
Street Address1625 TERRACE DR
CityWESTMINSTER
StateMD
Zip21157-7927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 52 - 24480 SQ FT 1625 TERRACE DR 14-7 SEC WINFIELD HEIGHTS
Legal SubdivisionWINFIELD HEIGHTS SEC 06
Legal Lot Number52
JurisdictionCARROLL MD
Township / Civil Division9, FRANKLIN
Census Block Group2
Census Block2024
Census Tract509001

Owner

Source: Carroll County records · APN 09-014101

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1625 TERRACE DR, WESTMINSTER, MD 21157-7927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 1983 · Amount on Record
Deed SaleJan 10, 1983 · Amount on Record
Deed Book / Page820 / 476
Last Transfer DateJul 09, 2020
Transfer Doc0097920054
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1625 TERRACE DR, WESTMINSTER, MD 21157-7927
Document Number0087960344
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyAMERICAN TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1790 SAMS CREEK RD WESTMINSTER MD 211577943, WESTMINSTER, MD 21157-7943

Mortgage

Document Number0087960344
DateSep 06, 2017
Book Page008796/000344
Lender
NameSUNTRUST BK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 05, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$345,967 (+3.63%)$358,100 (-) Land $162,400 Building $195,700
2025$3,148.00 (-3.47%) Homeowner's exemption$333,833 (+15.67%)$358,100 (+11.31%) Land $162,400 Building $195,700
2023$3,261.00 Homeowner's exemption$288,600$321,700 Land $162,400 Building $159,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Based on FCC filings for 114 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

Nearby Streets

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