1625 Talbott St SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1625 Talbott St SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (May 2020)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-16-GP-784-27`

Property Details

APN / Parcel Number

Primary APN	`29-37-16-GP-784-27`
Alternative APNs	`29-37-16-GP-00784.0-0027.00` `2934123`

Interior

Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	620 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2934123
Street Address	1625 TALBOTT ST SE
City	PALM BAY
State	FL
Zip	32909-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 16 LOT 27 BLK 784
Legal Range	37E
Legal Township	29S
Legal Section	16
Legal Subdivision	PORT MALABAR UNIT 16
Legal Block	784
Legal Lot Number	27
Legal Unit	16
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3007
Census Tract	71345

Owner

1625 Talbott St SE is owned and occupied by an individual who bought it in May 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1625 TALBOTT SOUTHEAST ST SE, PALM BAY, FL 32909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Aug 8, 2018	Loan Modification, Mortgage FIFTH THIRD BK
Aug 9, 2018	Grant Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	2020101502
Deed Book / Page	8737 / 1848
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 8, 2020
Property Address	1625 TALBOTT ST SE, PALM BAY, FL 32909-5414
Document Number	0087371848
Book / Page	8737 / 1848
Map Reference	MB 15 PG 84-98
Instrument Date	May 8, 2020
Instrument	2020101502
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 TALBOTT ST SE, PALM BAY, FL 32909-5414

Mortgage

Document Number	87371850
Date	May 8, 2020
Instrument	8737/1850

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	1625 TALBOTT ST SE, PALM BAY, FL 32909-5414
Document Number	0082342093
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0082342093
Date	Aug 9, 2018
Book Page	008234/002093
Instrument	179386

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount on Record

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 9, 2018
Property Address	1625 TALBOTT ST SE, PALM BAY, FL 32909-5414
Document Number	0082342091
Book / Page	008234 / 002091
Instrument Date	Aug 7, 2018
Instrument	179385
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$73.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 1625 Talbott St SE was $3,176 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,880 (+2.7%)	$265,990 (-0.73%)
2025	$3,176.00 Homeowner's exemption	$212,160	$267,950 Land $40,000 Building $227,950
2023	$3,027.00 (+3.7%) Homeowner's exemption	$200,190 (+3%)	$268,000 (+12.2%) Land $33,000 Building $235,000
2022	$2,919.00 Homeowner's exemption	$194,360	$238,850 Land $24,500 Building $214,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 Talbott St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1625 Talbott St SE is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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