1625 Royal Forest Loop, Lakeland, FL 33811 Property Records

Polk County property record for 1625 Royal Forest Loop, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,287 sqft · built 2004
Lot Size	0.661 acres (28,806 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Sep 2023)
Tax Bill	$6,782 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-23-141809-000210`

Property Details

APN / Parcel Number

Primary APN	`23-29-23-141809-000210`
Alternative APN	`32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	4,327 sqft
1st Floor Area	3,007 sqft
Upper Floors Area	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	28,806 sqft (0.661 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,040 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	606 sqft

Location & Zoning

Street Address	1625 ROYAL FOREST LOOP
City	LAKELAND
State	FL
Zip	33811-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD PLACE PB 101 PGS 23 & 24 LOT 21
Legal Range	23E
Legal Township	29S
Legal Section	23
Legal Subdivision	LONGWOOD PLACE
Legal Tract	141809
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1004
Census Tract	11912

Owner

1625 Royal Forest Loop is owned and occupied by two individuals who bought it in September 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1625 ROYAL FOREST LOOP, LAKELAND, FL 33811-3138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 22, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	2023207509
Deed Book / Page	12824 / 410
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 5, 2023
Property Address	1625 ROYAL FOREST LOOP, LAKELAND, FL 33811-3138
Document Number	0000207509
Book / Page	12824 / 410
Map Reference	MB 101 PG 23&24
Instrument Date	Aug 29, 2023
Instrument	2023207509
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1965 BRIDGEPOINTE CIR UNIT 82, 82, VERO BEACH, FL 32967-6869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 ROYAL FOREST LOOP, LAKELAND, FL 33811-3138

Mortgage

Document Number	0012824412
Date	Sep 5, 2023
Instrument	12824/412

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 11, 2018
Property Address	1625 ROYAL FOREST LOOP, LAKELAND, FL 33811-3138
Document Number	0106932140
Book / Page	010693 / 002140
Instrument Date	Nov 30, 2018
Instrument	256073
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	EASY TITLE COMPANY LLC, EASY TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6789 CABERNET XING LAKELAND FL 338111819, LAKELAND, FL 33811-1819

Mortgage

Document Number	106932142
Date	Dec 11, 2018
Book Page	010693/002142
Instrument	256074

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 22, 2017
Property Address	1625 ROYAL FOREST LOOP, LAKELAND, FL 33811-3138
Document Number	0101841480
Book / Page	010184 / 001480
Instrument Date	Jun 14, 2017
Instrument	119818
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6747 HIGH KNOLL DR LAKELAND FL 338131864, LAKELAND, FL 33813-1864

Mortgage

Document Number	101841482
Date	Jun 22, 2017
Book Page	010184/001482
Instrument	119819

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1625 Royal Forest Loop was $6,782 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,053 (+2.7%)	$601,172 (-0.17%) Land $101,865 Building $499,307
2025	$6,782.00 Homeowner's exemption	$564,803	$602,171 Land $101,865 Building $500,306
2023	$7,608.00 (+10.36%)	$601,306 (+13.82%) Land $99,426 Building $501,880	$601,306 (+13.82%) Land $99,426 Building $501,880
2022	$6,894.00	$528,306 Land $94,986 Building $433,320	$528,306 Land $94,986 Building $433,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 Royal Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2002–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1625 Royal Forest Loop is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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