1625 Locust St, Reading, PA 19604 Property Records

Berks County property record for 1625 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1923
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Aug 2023)
Tax Bill	$1,487 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-22-19-4263`

Property Details

APN / Parcel Number

Primary APN	`5317-22-19-4263`
Alternative APNs	`17-5317-22-19-4263` `17470825` `470825`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17470825
Street Address	1625 LOCUST ST
City	READING
State	PA
Zip	19604-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2012
Census Tract	500

Owner

1625 Locust St is owned and occupied by an individual who bought it in August 2023.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1625 LOCUST ST, READING, PA 19604-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 9, 2023	Deed, Transfer · Stand-Alone First Mortgage PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Aug 14, 1996 · Amount on File
Deed Document Number	202323524
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 5, 2024
Property Address	1625 LOCUST ST, READING, PA 19604-1716
Document Number	0000003084
Instrument Date	Jan 31, 2024
Instrument	2024003084
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 LOCUST ST, READING, PA 19604-1716

Mortgage

Document Number	0000003085
Date	Feb 5, 2024
Instrument	2024003085

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000003086
Date	Feb 5, 2024
Instrument	2024003086

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 9, 2023
Property Address	1625 LOCUST ST, READING, PA 19604-1716
Document Number	0000023524
Instrument Date	Jul 26, 2023
Instrument	2023023524
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PRIME TRANSFER INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1836 SALEM RD, WYOMISSING, PA 19610-1126

Mortgage

Document Number	0000023525
Date	Aug 9, 2023
Instrument	2023023525

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1625 Locust St was $1,487.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,487.00	$52,700 Land $16,600 Building $36,100	$16,600 Land $16,600
2024	$1,395.00 (-39.43%)	$52,700 (-) Land $16,600 Building $36,100
2023	$2,303.00	$52,700 Land $16,600 Building $36,100
1994			$52,700 Land $16,600 Building $36,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1625 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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