1625 Lafayette St, Alameda, CA 94501 Property Records

Alameda County property record for 1625 Lafayette St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1925
Lot Size	0.078 acres (3,384 sqft)
Owner	2 Individual Names on File
Last Sale	$782,000 (May 2019)
Tax Bill	$12,285 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-280-5`

Property Details

APN / Parcel Number

Primary APN	`71-280-5`
Alternative APN	`071-0280-005-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,384 sqft (0.078 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1625 LAFAYETTE ST
City	ALAMEDA
State	CA
Zip	94501-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: AR: 0071 PAGE: 0280
Legal Subdivision	ENCINAL
Legal Block	34
Legal Lot Number	17-20
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3017
Census Tract	427200

Owner

1625 Lafayette St is owned and occupied by two individuals who bought it in May 2019.

Source: Alameda County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit SF FIRE CREDIT UNION
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU
May 24, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Oct 28, 1997 · Amount on File
Deed Document Number	201998055
Prior Transfer Date	Oct 17, 1997
Prior Transfer Doc	0000274760
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2026
Property Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628
Document Number	0000082297
Instrument Date	Jun 12, 2026
Instrument	202682297
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628

Mortgage

Document Number	0000082297,
Date	Jun 24, 2026
Instrument	202682297

Lender

Name	SF FIRE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2051

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	OLD REPUBLIC TITLE COMPANY MONTCLAI, OLD REPUBLIC TTL CO MONTCLAI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628

Mortgage

Document Number	0000196663
Date	May 26, 2021
Instrument	2021196663

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628
Document Number	0000159984
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1625 LAFAYETTE ST ALAMEDA CA 945012628, ALAMEDA, CA 94501-2628

Mortgage

Document Number	0000159984
Date	Jul 9, 2020
Instrument	159984

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 24, 2019
Property Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628
Document Number	0000098055
Map Reference	MB 17 PG 44
Instrument Date	May 17, 2019
Instrument	2019098055
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1625 LAFAYETTE ST, ALAMEDA, CA 94501-2628

Mortgage

Document Number	0000098056
Date	May 24, 2019
Instrument	2019098056

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1625 Lafayette St was $12,285 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,766 (+1.2%) Land $355,906 Building $533,860
2025	$12,285.00 Homeowner's exemption	$872,320 Land $348,928 Building $523,392
2023	$11,539.00 Homeowner's exemption	$838,452 Land $335,381 Building $503,071	$874,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 Lafayette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1625 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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