1625 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 1625 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1964
Lot Size	0.109 acres (4,755 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Feb 2016)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2019 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`00042360-000000`

Property Details

APN / Parcel Number

Primary APN	`00042360-000000`
Alternative APNs	`01010100042360000000` `1043001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,755 sqft (0.109 acres)
Lot Dimensions	92 ft deep x 51 ft wide
Garage Type	Covered
Garage Area	198 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	12 sqft
Patio Area	32 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1043001
Street Address	1625 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	KW MONROE INVESTMENT CO SUB PB1-41 THE SELY 92FT 6 IN OF LOT 1 SQR 2 TR 20 OR314-582 OR616-422 OR770-368/370 OR794-1206 OR913-1673/75 OR925-1197 OR1051-1089 OR1601-2318/20 OR2646-1944/45C/T OR2659-58/60 OR2780-788/90 OR2838-426/28
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	MONROE INVESTMENT CO
Legal Tract	20
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2018
Census Tract	972200

Owner

1625 Flagler Ave is owned and occupied by an individual who acquired it in February 2017.

Source: Monroe County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1625 FLAGLER AVE, KEY WEST, FL 33040-4969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Oct 20, 2019	Loan Modification, Mortgage CENTENNIAL BK
Jul 26, 2018	Deed of Trust, Construction Loan · Line of Credit CENTENNIAL BK
Feb 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2016 · Amount on File
Deed Sale	Feb 2, 2016 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	20162062302
Deed Book / Page	2780 / 788
Last Transfer Date	Feb 7, 2017
Transfer Doc	0028380426
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Jun 4, 2026
Property Address	1625 FLAGLER AVE, KEY WEST, FL 33040-4969
Document Number	0002546094
Book / Page	3384 / 893
Instrument Date	Jun 2, 2026
Instrument	20262546094
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0002546094,
Date	Jun 4, 2026
Book Page	3384/893
Instrument	20262546094

Lender

Name	CENTENNIAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1625 FLAGLER AVE, KEY WEST, FL 33040-4969
Document Number	0029951783
Instrument Date	Oct 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 6TH ST BROOKINGS SD 570061437, BROOKINGS, SD 57006-1437

Mortgage

Document Number	0029951783
Date	Nov 21, 2019
Book Page	002995/001783
Instrument	2245692

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Term	12 Months
Due	Nov 20, 2020

July 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2018
Property Address	1625 FLAGLER AVE, KEY WEST, FL 33040-4969
Document Number	0029190354
Book / Page	002919 / 000354
Instrument Date	Jul 20, 2018
Instrument	2179710
Transaction Type	Construction Loan
Record Updated	Apr 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 6TH ST BROOKINGS SD 570061437, BROOKINGS, SD 57006-1437

Mortgage

Document Number	29190354
Date	Jul 26, 2018
Book Page	002919/000354
Instrument	2179710

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2019

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 7, 2017
Property Address	1625 FLAGLER AVE, KEY WEST, FL 33040-4969
Document Number	0028380426
Book / Page	002838 / 000426
Instrument Date	Feb 7, 2017
Instrument	2109515
Transaction Type	Transfer
Record Updated	Mar 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 FLAGLER AVE KEY WEST FL 330404969, KEY WEST, FL 33040-4969

Tax Assessment & Valuation

The 2025 property tax bill for 1625 Flagler Ave was $4,263 with a homeowner's exemption, up 4.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (+4.77%) Homeowner's exemption	$491,209	$836,132 Land $574,252 Building $261,880
2024	$4,069.00 (+1.83%)
2023	$3,996.00 (+4.58%) Homeowner's exemption	$463,463 (+3%)	$838,613 (+25.15%) Land $594,622 Building $243,991
2022	$3,821.00 Homeowner's exemption	$449,965	$670,096 Land $422,929 Building $247,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 units insured incl. 6 condo units
Nearby Flood Claims	312 (1980–2025)
Claims Outside the SFHA	1 of 312
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 167 claims Hurricane Georges, Sep 1998 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1625 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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