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1625 E State St, Rockford, IL 61104 Property Records

Winnebago County property record for 1625 E State St, Rockford, IL 61104

Property Summary

Property TypeCommercial Office
Details1,872 sqft · built 1900
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$140,500 (Dec 2000)
Tax Bill$3,599 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN205B403

Property Details

APN / Parcel Number

Primary APN205B403
Alternative APN
  • 1125128007

Interior

Units2 Units
Stories2 Stories
Building Area1,872 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
View / LotAlley/Corner

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number205B403
Street Address1625 E STATE ST
CityROCKFORD
StateIL
Zip61104-2449
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeR2
Legal DescriptionROBERTSON-BAKER + FREEMANS ADDN LOT 003 BLOCK 002
Legal SubdivisionROBERTSON-BAKER + FREEMANS ADDN
Legal Block002
Legal Lot Number003
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2000
Census Tract1300

Owner

1625 E State St, a commercial property, is owned by two individuals who bought it in December 2000.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1625 E STATE ST, ROCKFORD, IL 61104-2449
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · VA Mortgage
MR COOPER
May 29, 2018Deed of Trust, Mortgage · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2000 · Amount on File
Deed SaleDec 1, 2000 · Amount on File
Deed Document Number200062284
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1625 E STATE ST, ROCKFORD, IL 61104-2449
Document Number0001031879
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1625 E STATE ST ROCKFORD IL 611042449, ROCKFORD, IL 61104-2449

Mortgage

Document Number0001031879
DateOct 21, 2020
Instrument1031879
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 20, 2050
Interest
Rate2.62%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1625 E STATE ST, ROCKFORD, IL 61104-2449
Document Number0001016165
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJul 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1625 E STATE ST ROCKFORD IL 611042449, ROCKFORD, IL 61104-2449

Mortgage

Document Number0001016165
DateJun 11, 2018
Instrument1016165
Lender
NameMR COOPER
AddressDALLAS, TX 95019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 10, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1625 E State St was $3,599.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,599.00$40,771 Land $24,512 Building $16,259$122,313 Land $73,536 Building $48,777
2022$38,468 Land $17,338 Building $21,130$115,404 Land $52,014 Building $63,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1625 E State St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims18 (2006–2024)
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims
  • Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1625 E State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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