1625 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1625 E 5th St, Royal Oak, MI 48067

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1951
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2017)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-238-013`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-238-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	786 sqft
Basement Area	786 sqft
Finished Basement	786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1625 E 5TH ST
City	ROYAL OAK
State	MI
Zip	48067-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 22 FOURTH AVENUE SUB LOT 61
Legal Range	11E
Legal Township	01N
Legal Section	22
Legal Subdivision	FOURTH AVENUE SUB
Legal Lot Number	61
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2025
Census Tract	184400

Owner

1625 E 5th St is owned and occupied by two individuals who acquired it in October 2020.

Source: Oakland County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1625 E 5TH ST, ROYAL OAK, MI 48067-2916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Apr 12, 2010 · Amount on File
Deed Document Number	2017208245
Deed Book / Page	51276 / 510
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000241554
Record Updated	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 16, 2020
Property Address	1625 E 5TH ST, ROYAL OAK, MI 48067-2916
Document Number	0000241554
Book / Page	55184 / 649
Map Reference	LB 17 PG 1&1A
Instrument Date	Oct 8, 2020
Instrument	241554
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DREAM TITLE AND ESCROW AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 E 5TH ST, ROYAL OAK, MI 48067-2916

Mortgage

Document Number	0055184652
Date	Nov 16, 2020
Instrument	55184/652

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 13, 2017
Property Address	1625 E 5TH ST, ROYAL OAK, MI 48067-2916
Document Number	0000208245
Book / Page	51276 / 00510
Map Reference	LB 17 PG 1&1A
Instrument Date	Oct 16, 2017
Instrument	208245
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CORETITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 E 5TH ST, 1625, ROYAL OAK, MI 48067-2916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 E 5TH ST, ROYAL OAK, MI 48067-2916

Mortgage

Document Number	0000208246
Date	Nov 13, 2017
Book Page	51276/00511
Instrument	208246

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1625 E 5th St was $3,280 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (-22.05%) Homeowner's exemption	$137,470	$274,940
2024	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1625 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1625 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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