16249 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16249 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,582 sqft · built 2019
Lot Size	1.86 acres (81,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,025,000 (Apr 2015)
Tax Bill	$35,800 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-46-21-02-0000A.0020`

Property Details

APN / Parcel Number

Primary APN	`03-46-21-02-0000A.0020`
Alternative APNs	`210346020000A0020` `10005103`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	3,727 sqft
1st Floor Area	1,582 sqft
Upper Floors Area	612 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	81,239 sqft
View / Lot	Bay
Garage Type	Attached
Garage Area	1,582 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	594 sqft
Deck Area	Deck Area
Patio Area	528 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10005103
Street Address	16249 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	TICHENORS F H SILVER KING BLK A PB 4 PG 56 LOT 2
Legal Range	21E
Legal Township	46S
Legal Section	03
Legal Subdivision	TICHENORS F H SILVER KING
Legal Tract	02
Legal Block	A
Legal Lot Number	2
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1060
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 W MICHIGAN AVE, 201, KALAMAZOO, MI 49007-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2015 · Amount on Record
Deed Sale	Apr 29, 2015 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	201591251
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	16249 CAPTIVA DR, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106593
Date	May 2, 2018
Instrument	2018000106593

Lender

Name	FIRST NATIONAL BANK OF MICHIGAN
Type	Bank
Address	KALAMAZOO, MI 49007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,682,951 (+2.7%)	$3,278,974 (-3.97%) Land $2,491,440 Building $787,534
2025	$35,800.00 (+19.46%) Homeowner's exemption	$2,612,416 (+26%)	$3,414,662 (+3.01%) Land $2,620,977 Building $793,685
2023	$29,968.00 (+7.49%) Homeowner's exemption	$2,073,331 (+3%)	$3,314,807 (+64.67%) Land $2,850,945 Building $463,862
2022	$27,880.00	$2,012,943 Land $1,842,300 Building $170,643	$2,012,943 Land $1,842,300 Building $170,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20