16240 Williamstowne Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16240 Williamstowne Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1993
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jan 2021)
Tax Bill	$2,945 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`196-490-090-000`

Property Details

APN / Parcel Number

Primary APN	`196-490-090-000`
Alternative APN	`196-490-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-490-09
Street Address	16240 WILLIAMSTOWNE DR
City	LATHROP
State	CA
Zip	95330-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1993 FROM ORIGINAL APN 195-660-09
Legal Subdivision	HORIZON PARK
Legal Tract	2235
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1006
Census Tract	5130

Owner

16240 Williamstowne Dr is owned and occupied by two individuals who bought it in January 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16240 WILLIAMSTOWNE DR, LATHROP, CA 95330-9343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jan 21, 2021	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 21, 2021	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Apr 22, 1998 · Amount on File
Deed Document Number	202111996
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0000070750
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16240 WILLIAMSTOWNE DR, LATHROP, CA 95330-9343
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 S VEACHA VENUE, MANTECA, CA 95337-5439

Mortgage

Document Number	0000084916
Date	May 14, 2021
Instrument	2021-084916

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 21, 2021
Property Address	16240 WILLIAMSTOWNE DR, LATHROP, CA 95330-9343
Document Number	0000011996
Map Reference	VOL 30 PG 79
Instrument Date	Jan 15, 2021
Instrument	2021-011996
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 NEVADA ST, MANTECA, CA 95337-5420

Mortgage

Document Number	0000011997
Date	Jan 21, 2021
Instrument	2021-011997

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 21, 2021
Property Address	16240 WILLIAMSTOWNE DR, LATHROP, CA 95330-9343
Document Number	0000012006
Instrument Date	Jan 15, 2021
Instrument	12006
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	509 TOPEKA AVE LEAVENWORTH KS 660482258, LEAVENWORTH, KS 66048-2258

Tax Assessment & Valuation

The 2026 property tax bill for 16240 Williamstowne Dr was $2,945 with a homeowner's exemption, up 1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,945.00 (+0.96%)
2025	$2,917.00 Homeowner's exemption	$238,550 Land $55,881 Building $182,669
2023	$2,800.00 (+1.49%) Homeowner's exemption	$229,289 Land $53,712 Building $175,577	$464,220
2022	$2,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16240 Williamstowne Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16240 Williamstowne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, unWired Broadband, Verizon.

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