1624 W Deborah Ln, Spokane, WA 99208 Property Records

Spokane County property record for 1624 W Deborah Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,274 sqft · built 2019
Lot Size	0.614 acres (26,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,099 (2026)
Deeds & Mortgages	May 2019 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26135.1711`

Property Details

APN / Parcel Number

Primary APN	`26135.1711`
Alternative APN	`261311709`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,274 sqft Living Area
Gross Area	4,898 sqft
1st Floor Area	2,137 sqft
Basement Area	2,137 sqft
Finished Basement	2,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,731 sqft (0.614 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	96 sqft
Canopy	236 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	1624 W DEBORAH LN
City	SPOKANE
State	WA
Zip	99208-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	13-26-42: FOREST HILLS 5TH ADDITION (AFN# 6181036) L9 B1; TOG W/ PTN OF NORTHVIEW ESTATES (AFN# 5128776) L10 B2 DAF: BEG AT THE NW COR OF L10 OF SAID NORTHVIEW ESTATES; TH ELY 20.50FT ALG THE N LN OF SAID L10; TH SWLY TO A PT ON THE WLY LN OF SAID L1
Legal Range	42
Legal Township	26
Legal Section	13
Legal Subdivision	FOREST HILLS 5TH ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 KNUTSEN LN, SMITH RIVER, CA 95567-9357
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 4, 2018	Deed of Trust, Mortgage · ARM UMPQUA BANK
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Oct 31, 2017	Warranty Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 23, 2015
Transfer Doc	0006369138
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1624 W DEBORAH LN, SPOKANE, WA 99208-6726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006808688
Date	May 29, 2019
Instrument	6808688

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1624 W DEBORAH LN, SPOKANE, WA 99208-6726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006704589
Date	May 4, 2018
Instrument	6704589

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	4.01%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1624 W DEBORAH LN, SPOKANE, WA 99208-6726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006874221
Date	Dec 16, 2019
Instrument	6874221

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1624 W DEBORAH LN, SPOKANE, WA 99208-6726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXT LEVEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006955399
Date	Aug 13, 2020
Instrument	6955399

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2017
Property Address	1624 W DEBORAH LN, SPOKANE, WA 99208-6726
Document Number	0006655494
Instrument Date	Oct 30, 2017
Instrument	6655494
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$1,607.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1624 W DEBORAH LN SPOKANE WA 99208, SPOKANE, WA 99208

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,099.00 (-0.43%)	$728,100 (+0.9%) Land $199,500 Building $528,600	$728,100 (+0.9%) Land $199,500 Building $528,600
2025	$7,130.00 (+6.39%)
2024		$721,600 (+38.82%) Land $160,000 Building $561,600	$721,600 (+38.82%) Land $160,000 Building $561,600
2023	$6,702.00 (+12.47%)	$519,800 Land $98,000 Building $421,800	$519,800 Land $98,000 Building $421,800
2022	$5,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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