1624 Roy St, Gainesville, TX 76240 Property Records

Cooke County property record for 1624 Roy St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1950
Lot Size	0.237 acres (10,302 sqft)
Owner	Company Name on Record
Tax Bill	$5,776 (2026)
Deeds & Mortgages	Jan 2026 Foreclosure Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2280-003-00006`

Property Details

APN / Parcel Number

Primary APN	`2280-003-00006`
Alternative APN	`7320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	10,302 sqft (0.237 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	225 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2280-003-00006
Street Address	1624 ROY ST
City	GAINESVILLE
State	TX
Zip	76240-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRGROUNDS ADDN; BLOCK 3; LOT 6 & W35' OF N80' OF 7
Legal Subdivision	FAIRGROUNDS ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3026
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 RESEARCH PKWY, 303, MERIDEN, CT 06450-8342
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Foreclosure
Mar 17, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage SECURITY NATIONAL BANK
Oct 11, 2021	Vendor's Lien, Transfer · Commercial Mortgage ACCESSBANK TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026
Deed Sale	Jan 20, 2026
Prior Sale	Jul 23, 2025
Deed Document Number	2026372
Deed Book / Page	2759 / 540
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	002719/405
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jan 20, 2026
Property Address	1624 ROY ST, GAINESVILLE, TX 76240-4444
Document Number	002759/540
Book / Page	2759 / 540
Map Reference	CAB B SL 68
Instrument Date	Jan 14, 2026
Instrument	2026-372
Transaction Type	Foreclosure
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342
Investor	Possibly a Property Investor

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 17, 2023
Property Address	1624 ROY ST, GAINESVILLE, TX 76240-4444
Document Number	002568/317
Book / Page	2568 / 317
Map Reference	CAB B SL 68
Instrument Date	Mar 15, 2023
Instrument	2023-1708
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 MONTI DR, LEWISVILLE, TX 75057-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 ROY ST, GAINESVILLE, TX 76240-4444

Mortgage

Date	Mar 17, 2023

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002568/320
Date	Mar 17, 2023
Book Page	2568/320
Instrument	2023-1709

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 11, 2021
Property Address	1624 ROY ST, GAINESVILLE, TX 76240-4444
Document Number	2456/95
Book / Page	2456 / 95
Map Reference	CAB B SL 31
Instrument Date	Sep 30, 2021
Instrument	2021-08827
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MONTI DR, LEWISVILLE, TX 75057-2248

Mortgage

Document Number	202108828
Date	Oct 11, 2021
Instrument	2021-08828

Lender

Name	ACCESSBANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2022

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,776.00 (+0.02%)	$276,066 (-) Land $41,435 Building $234,631	$276,066 (-) Land $41,435 Building $234,631
2025	$5,775.00 (+10.4%)	$276,066 (+16.66%) Land $41,435 Building $234,631	$276,066 (+16.66%) Land $41,435 Building $234,631
2024	$5,231.00 (+183.68%)
2023		$236,639 Land $37,698 Building $198,941	$236,639 Land $37,698 Building $198,941
2022	$1,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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