1624 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1624 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Duplex
Details	12 bd · 4 ba · 2,412 sqft · built 2006
Lot Size	0.221 acres (9,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Mar 2017)
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0341-0070`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0341-0070`
Alternative APNs	`263001000103410070` `79325`

Interior

Bedrooms	12 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	2,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,626 sqft (0.221 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1624 MICHIGAN AVE
City	SAINT CLOUD
State	FL
Zip	34769-4543
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 341 LOTS 7, 8 & 9 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	K
Legal Block	341
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4087
Census Tract	43500

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2076 KEEL WAY, KISSIMMEE, FL 34744-5930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 13, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2017	Warranty Deed, Transfer
Mar 31, 2017	Warranty Deed, Transfer ISADORE & JILL COLONNA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	201749638
Deed Book / Page	5125 / 1257
Prior Transfer Date	Apr 13, 2012
Prior Transfer Doc	0043031308
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1624 MICHIGAN AVE, SAINT CLOUD, FL 34769-4543
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 KEEL WAY, KISSIMMEE, FL 34744-5930

Mortgage

Document Number	0061942910
Date	Apr 18, 2022
Book Page	6194/2910
Instrument	2022060112

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 13, 2021
Property Address	1624 MICHIGAN AVE, SAINT CLOUD, FL 34769-4543
Document Number	0060221796
Book / Page	6022 / 1796
Map Reference	MB B PG 34
Instrument Date	Aug 13, 2021
Instrument	2021125975
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 KEEL WAY, KISSIMMEE, FL 34744-5930

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2017
Property Address	1624 MICHIGAN AVE, SAINT CLOUD, FL 34769-4543
Document Number	0052302273
Book / Page	005230 / 002273
Instrument Date	Jul 24, 2017
Instrument	154311
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3591 MT VERNON WAY KISSIMMEE FL 347417022, KISSIMMEE, FL 34741-7022

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2017
Property Address	1624 MICHIGAN AVE, SAINT CLOUD, FL 34769-4543
Document Number	0051251257
Book / Page	005125 / 001257
Instrument Date	Mar 31, 2017
Instrument	49638
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 MT VERNON WAY KISSIMMEE FL 347417022, KISSIMMEE, FL 34741-7022

Mortgage

Document Number	51251259
Date	Mar 31, 2017
Book Page	005125/001259
Instrument	49639

Lender

Name	ISADORE & JILL COLONNA
Address	1500 JOHNSON ST, EASTON, PA 18040-1247
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2022

Interest

Rate	5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,556.00 (+6.79%)	$486,600 (+0.35%) Land $60,000 Building $426,600	$486,600 (+0.35%) Land $60,000 Building $426,600
2024	$8,012.00 (+5.78%)
2023	$7,574.00 (+17.92%)	$484,900 (+36.21%) Land $52,000 Building $432,900	$484,900 (+36.21%) Land $52,000 Building $432,900
2022	$6,423.00	$356,000 Land $52,000 Building $304,000	$356,000 Land $52,000 Building $304,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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