1624 Dover Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1624 Dover Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,196 sqft · built 1975
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2026)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3767-341-28-003`

Property Details

APN / Parcel Number

Primary APN	`3767-341-28-003`
Alternative APN	`R0000538`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,196 sqft Heated Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	100 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0000538
Street Address	1624 DOVER RD
City	MONTROSE
State	CO
Zip	81401-5167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: ENGLISH GARDENS NO 2 BLOCK: 5 LOT: 3 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	ENGLISH GARDENS NO 2
Legal Block	5
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2017
Census Tract	966402

Owner

Source: Montrose County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit HOME LOAN STATE BANK
Apr 2, 2026	Special Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 21, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 5, 2020	Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit HOME LOAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	2026989872
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 DOVER RD, MONTROSE, CO 81401-5167

Mortgage

Document Number	0000984274
Date	Sep 4, 2025
Instrument	984274

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jun 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000916575
Date	Dec 26, 2019
Instrument	916575

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 2, 2026
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Document Number	0000989872
Instrument Date	Apr 2, 2026
Instrument	2026989872
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,636.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 DOVER RD, MONTROSE, CO 81401-5167

Mortgage

Document Number	0000989873,
Date	Apr 2, 2026
Instrument	2026989873

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0000989874,
Date	Apr 2, 2026
Instrument	2026989874

Lender

Name	COLORADO HSNG AND FINANCIAL AUTH

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 21, 2020
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Document Number	921006
Map Reference	MB 9 PG 94
Instrument Date	May 20, 2020
Instrument	921006
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 S DOWNING ST, 1909, DENVER, CO 80210-4124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 DOVER RD, MONTROSE, CO 81401-5167

Mortgage

Document Number	921007
Date	May 21, 2020
Instrument	921007

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 5, 2020
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Document Number	917806
Map Reference	MB 9 PG 84
Instrument Date	Feb 5, 2020
Instrument	917806
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1909 S DOWNING ST, DENVER, CO 80210-4124

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1624 DOVER RD, MONTROSE, CO 81401-5167
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	916575
Date	Dec 26, 2019
Instrument	916575

Lender

Name	HOME LOAN STATE BANK
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (+11.79%)	$29,060 (+22.82%)	$412,220 (+16.74%) Land $68,000 Building $344,220
2024	$1,705.00 (+4.6%)	$23,660 (-16.57%) Land $3,190 Building $20,470
2023	$1,630.00	$28,360 Land $3,820 Building $24,540	$353,100 Land $47,590 Building $305,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx, T-Mobile.

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