1624 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1624 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 864 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Nov 2021)
Tax Bill	$1,502 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2021 Sale
APN	`23-7644-11060`

Property Details

APN / Parcel Number

Primary APN	`23-7644-11060`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	260 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1624 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5&6 BLOCK 11
Legal Subdivision	SEGOGS ADD
Legal Block	11
Legal Lot Number	5-6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2028
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1624 9TH AVE, TWO HARBORS, MN 55616-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARK STATE BANK
Jul 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	2021198891
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000197988
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 4, 2021
Property Address	1624 9TH AVE, TWO HARBORS, MN 55616-1132
Document Number	A000198891
Instrument Date	Nov 3, 2021
Instrument	A000198891
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1624 9TH AVE, TWO HARBORS, MN 55616-1132

Mortgage

Document Number	A000198892
Date	Nov 4, 2021
Instrument	A000198892

Lender

Name	PARK STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Dec 1, 2031
Max Rate At Change	0.25%
Index	Other

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Jul 22, 2021
Property Address	1624 9TH AVE, TWO HARBORS, MN 55616-1132
Document Number	A000197988
Instrument Date	Jul 22, 2021
Instrument	A000197988
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1624 9TH AVE, TWO HARBORS, MN 55616-1132

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,502.00 Homeowner's exemption	$246,000 (+12.23%) Land $41,400 Building $204,600	$246,000 (+12.23%) Land $41,400 Building $204,600
2023		$219,200 Land $36,000 Building $183,200	$219,200 Land $36,000 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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