16239 Lakeside Dr, Lockport, IL 60441 Property Records

Will County property record for 16239 Lakeside Dr, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	2,905 sqft · built 2006
Lot Size	0.21 acres (9,008 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Dec 2022)
Tax Bill	$14,328 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-19-405-012`

Property Details

APN / Parcel Number

Primary APN	`16-05-19-405-012`

Interior

Stories	2 Stories
Building Area	2,905 sqft Living Area
Basement Area	1,535 sqft
Unfinished Basement	1,535 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	9,008 sqft (0.21 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16239 LAKESIDE DR
City	LOCKPORT
State	IL
Zip	60441-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 309 IN KAREN SPRINGS PHASE 4B, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 19, T36N-R11E.
Legal Range	11E
Legal Township	36N
Legal Section	19
Legal Subdivision	KAREN SPRINGS PHASE 4B
Legal Phase	4B
Legal Lot Number	309
Jurisdiction	WILL IL
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2019
Census Tract	881009

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit OLD PLANK TRAIL COMMUNITY BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Dec 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	202287174
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 15, 2022
Property Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Document Number	0000087174
Map Reference	DOC R2005-83911
Instrument Date	Nov 23, 2022
Instrument	R2022087174
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028

Mortgage

Document Number	0000087175
Date	Dec 15, 2022
Instrument	R2022087175

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113886
Date	Oct 18, 2021
Instrument	R2021113886

Lender

Name	OLD PLANK TRAIL COMMUNITY BANK NA
Type	Bank
Address	MOKENA, IL 60448

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094697
Date	Aug 26, 2021
Instrument	R2021094697

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097705
Date	Dec 14, 2017
Instrument	R2017097705

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16239 LAKESIDE DR, LOCKPORT, IL 60441-7028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003861
Date	Jan 11, 2021
Instrument	R2021003861

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Homer Township
Municipality	Lockport City
Elementary School District	Homer Community Consolidated School District 33C (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,328.00 (+10.22%)	$177,967 (+4.48%) Land $33,099 Building $144,868	$533,901 (+4.48%) Land $99,297 Building $434,604
2024		$170,336 (+18.15%) Land $30,761 Building $139,575	$511,008 (+18.15%) Land $92,283 Building $418,725
2022	$13,000.00 Homeowner's exemption	$144,166 Land $26,035 Building $118,131	$432,498 Land $78,105 Building $354,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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