16237 Suffolk Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16237 Suffolk Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,404 sqft · built 1977
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,001 (Jul 2016)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-224-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-224-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16237 SUFFOLK DR
City	SPRING LAKE
State	MI
Zip	49456-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOT 97 HARBOR POINT NO 3
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	HARBOR POINT
Legal Block	224
Legal Lot Number	97
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	201625837
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200057554
Date	Dec 18, 2020
Instrument	2020-0057554

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433
Transaction Type	Mortgage
Record Updated	Oct 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190033742
Date	Sep 20, 2019
Instrument	2019-0033742

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 25, 2018
Property Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433
Document Number	20180038246
Map Reference	LB17 PG24
Instrument Date	Oct 22, 2018
Instrument	2018-0038246
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16237 SUFFOLK DR, 16237, SPRING LAKE, MI 49456-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433

Mortgage

Document Number	20180038247
Date	Oct 25, 2018
Instrument	2018-0038247

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 25, 2018
Property Address	16237 SUFFOLK DR, SPRING LAKE, MI 49456-1433
Document Number	20180038246
Map Reference	LB 17 PG 24
Instrument Date	Oct 22, 2018
Instrument	2018-0038246
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16237 SUFFOLK DR, 16237, SPRING LAKE, MI 49456-1433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26490 STRAWBERRY LN, WESTLAKE, OH 44145-5416

Mortgage

Document Number	20180038247
Date	Oct 25, 2018
Instrument	2018-0038247

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,200 (+17.19%)	$436,400 (+17.19%)
2025	$4,700.00 (+0.6%)
2023		$186,200	$372,400
2022	$4,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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