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16236 Wikiup Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16236 Wikiup Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,665 sqft · built 1989
Lot Size0.436 acres (19,004 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2021)
Tax Bill$5,313 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288-220-20-00

Property Details

APN / Parcel Number

Primary APN288-220-20-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,665 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Lot Area19,004 sqft (0.436 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16236 WIKIUP RD
CityRAMONA
StateCA
Zip92065-4640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 240 TR 007450
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007450
Legal Block1
Legal Lot Number240
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1013
Census Tract20810

Owner

Source: San Diego County records · APN 288-220-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16236 WIKIUP RD, RAMONA, CA 92065-4640
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Aug 04, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2021 · Amount on Record
Deed SaleAug 04, 2021 · Amount on Record
Prior SaleAug 01, 1997 · Amount on Record
Deed Document Number2021555295
Prior Transfer DateJul 08, 2021
Prior Transfer Doc0000555295
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 08, 2026
Property Address16236 WIKIUP RD, RAMONA, CA 92065-4640
Document Number0000096326
Instrument DateMar 21, 2026
Instrument202696326
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16236 WIKIUP RD, RAMONA, CA 92065-4640

Mortgage

Document Number0000096326,
DateApr 08, 2026
Instrument202696326
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 21, 2056
Interest
Rate6.01%
Max Rate-1%

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 04, 2021
Property Address16236 WIKIUP RD, RAMONA, CA 92065-4640
Document Number0000555295
Map ReferenceMAP 7450
Instrument DateJul 08, 2021
Instrument2021-0555295
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16236 WIKIUP RD, RAMONA, CA 92065-4640

Mortgage

Document Number0000555296
DateAug 04, 2021
Instrument2021-0555296
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$421,800 (+2%) Land $112,365 Building $309,435
2025$5,313.00 (-1.83%) Homeowner's exemption$413,530 (+4.04%) Land $110,162 Building $303,368
2024$5,412.00 (+9.53%)
2023$4,941.00 (-2.49%) Homeowner's exemption$397,474 Land $105,885 Building $291,589
2022$5,067.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
3 of 5 on primary residences
Nearby Flood Claims4 (2005–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2015, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire LikelihoodAbout 1 in 93 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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