16231 Ringer Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 16231 Ringer Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 7.25 ba · 3,430 sqft · built 1966
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$723,000 (May 2015)
Tax Bill	$14,936 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-117-22-44-0017`

Property Details

APN / Parcel Number

Primary APN	`05-117-22-44-0017`

Interior

Bedrooms	3 Beds
Full Baths	7.25 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
Gross Area	4,670 sqft
1st Floor Area	3,430 sqft
Basement Area	1,240 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	135 ft deep x 150 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	840 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	16231 RINGER RD
City	WAYZATA
State	MN
Zip	55391-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 004 BLOCK 002 T RINGERSGATE W 150X135X168X211
Legal Range	22
Legal Township	117
Legal Section	05
Legal Quarter	44
Legal Subdivision	RINGERSGATE
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2000
Census Tract	26301

Owner

16231 Ringer Rd is owned and occupied by two individuals who acquired it in December 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16231 RINGER RD, WAYZATA, MN 55391-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on File
Deed Sale	May 28, 2015 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	20155260141
Last Transfer Date	Dec 20, 2019
Transfer Doc	0005679166
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16231 RINGER RD, WAYZATA, MN 55391-2012
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T6043082
Date	Oct 25, 2023
Instrument	T6043082

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	16231 RINGER RD, WAYZATA, MN 55391-2012
Document Number	0005750349
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	16231 RINGER RD WAYZATA MN 553912012, WAYZATA, MN 55391-2012

Mortgage

Document Number	0005750349
Date	Sep 25, 2020
Instrument	5750349

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 13, 2020
Property Address	16231 RINGER RD, WAYZATA, MN 55391-2012
Document Number	0005679166
Instrument Date	Dec 20, 2019
Instrument	5679166
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16231 RINGER RD WAYZATA MN 553912012, WAYZATA, MN 55391-2012

Tax Assessment & Valuation

The 2025 property tax bill for 16231 Ringer Rd was $14,936.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,936.00	$1,042,100 Land $317,900 Building $724,200	$1,042,100 Land $317,900 Building $724,200
2023	$12,638.00 Homeowner's exemption
2022		$964,400 Land $317,900 Building $646,500	$964,400 Land $317,900 Building $646,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16231 Ringer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16231 Ringer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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