16230 Sutter Creek Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 16230 Sutter Creek Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,620 sqft · built 2010
Lot Size5.66 acres (246,550 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2021)
Tax Bill$5,229 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN015-230-028-000

Property Details

APN / Parcel Number

Primary APN015-230-028-000
Alternative APN
  • 1523002800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeWood
Lot Area246,550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceWell

Location & Zoning

Street Address16230 SUTTER CREEK RD
CitySUTTER CREEK
StateCA
Zip95685-9724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description033M012 POR NE 1/4 & NE 1/4 OF SE 1/4
Legal SubdivisionELIZABETH M AUERBACH
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group1
Census Block1004
Census Tract401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16230 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9724
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2021 · Amount on Record
Deed SaleOct 6, 2021 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Document Number202111473
Prior Transfer DateJun 16, 2008
Prior Transfer Doc0000005322
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateOct 6, 2021
Property Address16230 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9724
Document Number0000011473
Instrument DateSep 23, 2021
Instrument2021-0011473
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyPASION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16230 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9724

Mortgage

Document Number0000011474
DateOct 6, 2021
Instrument2021-0011474
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$552,278 (+7.3%) Land $270,608 Building $281,670
2025$5,229.00 (+4.02%) Homeowner's exemption$514,685 (+4.04%) Land $265,302 Building $249,383
2024$509,940
2023$5,027.00 (+2.89%) Homeowner's exemption$494,700 Land $255,000 Building $239,700
2022$4,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1997–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Volcano Vision
DSL
100 / 30
Cal.net
Fixed Wireless
100 / 20

May also be available: Conifer Communications, unWired Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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