St. Mary's County property record for 16230 Murray Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,410 sqft · built 1955 |
| Lot Size | 0.789 acres (34,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $354,000 (Sep 2018) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-012754 |
| Primary APN | 01-012754 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,410 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 34,350 sqft (0.789 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012754 |
|---|---|
| Street Address | 16230 MURRAY RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 11 & P/O LOT 12 SECTION D FISH COMMISSION |
| Legal Subdivision | CHESAPEAKE SHORES |
| Legal Lot Number | 11,12 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
16230 Murray Rd is owned and occupied by an individual who bought it in September 2018.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16230 MURRAY RD, RIDGE, MD 20680-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Dec 20, 1979 · Amount on File |
| Deed Book / Page | 4942 / 352 |
| Prior Transfer Date | Sep 7, 2018 |
| Prior Transfer Doc | 0049420352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 12, 2018 |
| Property Address | 16230 MURRAY RD, RIDGE, MD 20680-3328 |
| Document Number | 0049420352 |
| Book / Page | 004942 / 000352 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | HOME TEAM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16230 MURRAY RD RIDGE MD 206803328, RIDGE, MD 20680-3328 |
| Document Number | 49420359 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 004942/000359 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Address | ROCKVILLE, MD 20855 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
The 2025 property tax bill for 16230 Murray Rd was $4,269.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,500 (+5.84%) Land $337,900 Building $75,600 | $413,500 (-) Land $337,900 Building $75,600 | |
| 2025 | $4,269.00 | $390,667 | $413,500 Land $337,900 Building $75,600 |
| 2023 | $3,716.00 | $345,000 Land $287,900 Building $57,100 | $345,000 Land $287,900 Building $57,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16230 Murray Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16230 Murray Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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