1623 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1623 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,578 sqft · built 1914
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$668,000 (Mar 2021)
Tax Bill	$13,004 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-23-14-0048`

Property Details

APN / Parcel Number

Primary APN	`04-28-23-14-0048`
Alternative APNs	`8160641` `187009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
1st Floor Area	1,262 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	184 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	187009
Street Address	1623 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THURSTON AND LAMBIES,ADDITION LOT 11 BLK 4
Legal Range	23
Legal Township	28
Legal Section	04
Legal Subdivision	THURSTON AND LAMBIES,ADDITION
Legal Block	4
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1017
Census Tract	35000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Transfer on Death Deed, Transfer
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage TRU STONE FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	May 18, 2000 · Amount on Record
Deed Document Number	20214867549
Last Transfer Date	Nov 10, 2025
Transfer Doc	0005087487
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 24, 2025
Property Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829
Document Number	0A05087487
Instrument Date	Nov 10, 2025
Instrument	A05087487
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829

Mortgage

Document Number	0A05078981
Date	Sep 15, 2025
Instrument	A05078981

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 2, 2021
Property Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829
Document Number	0A04867549
Instrument Date	Feb 16, 2021
Instrument	A04867549
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1623 SUMMIT AVE, SAINT PAUL, MN 55105-1829

Mortgage

Document Number	0A04867550
Date	Mar 2, 2021
Instrument	A04867550

Lender

Name	TRU STONE FINANCIAL CU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,200 (-1.26%) Land $231,900 Building $553,300	$785,200 (-1.26%) Land $231,900 Building $553,300
2025	$13,004.00 (+17.43%)	$795,200 (+12.91%) Land $231,900 Building $563,300	$795,200 (+12.91%) Land $231,900 Building $563,300
2023	$11,074.00	$704,300 Land $231,900 Building $472,400	$704,300 Land $231,900 Building $472,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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