1623 Garden St, Austin, TX 78702 Property Records

Travis County property record for 1623 Garden St, Austin, TX 78702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,292 sqft · built 2020
Lot Size	0.164 acres (7,157 sqft)
Owner	Individual Name on File
Tax Bill	$27,303 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Mar 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0202070112`

Property Details

APN / Parcel Number

Primary APN	`0202070112`
Alternative APNs	`02020701120000` `188912`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	1,579 sqft
2nd Floor Area	714 sqft

Exterior

Year Built	Built 2020
Construction Type	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	7,157 sqft (0.164 acres)
Lot Dimensions	140 ft deep x 53 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,026 sqft
Deck Area	129 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	188912
Old Parcel Number	02020701120000
Street Address	1623 GARDEN ST
City	AUSTIN
State	TX
Zip	78702-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10-1/2 & E2.7 FT OF LOT 10 BLK 7 OLT 47 DIV O RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Block	7
Legal Lot Number	10- 10
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2009
Census Tract	1000

Owner

1623 Garden St is owned and occupied by an individual who acquired it in March 2025.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1623 GARDEN ST, AUSTIN, TX 78702-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Mar 20, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST COMPANY
Jul 19, 2018	Warranty Deed, Transfer · ARM SOUTHSTAR BANK SSB
Dec 14, 2017	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025
Deed Sale	Mar 10, 2025
Prior Sale	Jul 19, 2018
Deed Document Number	2025025098
Record Updated	Sep 20, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Mar 10, 2025
Property Address	1623 GARDEN ST, AUSTIN, TX 78702-5409
Document Number	0000025098
Map Reference	DOC NO 2025019425
Instrument Date	Mar 7, 2025
Instrument	2025025098
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1623 GARDEN ST, AUSTIN, TX 78702-5409

Mortgage

Document Number	0000025099
Date	Mar 10, 2025
Instrument	2025025099

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	Other
Margin	3
Max Rate	11.6%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1623 GARDEN ST, AUSTIN, TX 78702-5409
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038857
Date	Mar 20, 2019
Instrument	2019038857

Lender

Name	FIRST UNITED BANK & TRUST COMPANY
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%
Type Change Date	Apr 1, 2035
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 19, 2018
Property Address	1623 GARDEN ST, AUSTIN, TX 78702-5409
Document Number	0000113871
Map Reference	VOL2 PG132
Instrument Date	Jul 12, 2018
Instrument	2018113871
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 GARDEN ST, AUSTIN, TX 78702-5409

Mortgage

Document Number	0000113872
Date	Jul 19, 2018
Instrument	2018113872

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.48%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	5.48%
Max Rate At Change	7.48%
Index	Prime Rate
Margin	2
Max Rate	11.4%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1623 GARDEN ST, AUSTIN, TX 78702-5409
Document Number	0000001252
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 MATAGORDA ST AUSTIN TX 787413727, AUSTIN, TX 78741-3727

Mortgage

Document Number	0000001252
Date	Jan 3, 2018
Instrument	1252

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,440,819 Land $464,889 Building $975,930	$1,440,819 Land $464,889 Building $975,930
2024	$27,303.00
2023		$1,991,824 Land $450,000 Building $1,541,824	$1,991,824 Land $450,000 Building $1,541,824
2022	$35,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1623 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1623 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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